About Uprova

A Path to Better Financial Health

Creating Accountability & Transparency in Lending

Uprova was created with borrowers in mind. We believe that everyone deserves a clear path to safe lending products and better financial health, regardless of their credit history!

At Uprova we value all borrowers, subprime or prime, and feel they should be provided an equal opportunity to enter the lending market without predatory products.

Our Tribe

Uprova is a tribal lending entity and wholly-owned economic development arm of The Habematolel Pomo of Upper Lake Tribe of Pomo Indians. The Tribe’s reservation, located in northern California near the town of Upper Lake, is a federally recognized sovereign nation located within the United States of America.

At Uprova our mission is simple: We provide our customers with a fast, simple solution when they need cash the most. Our customers appreciate the easy, secure, and flexible access to our online payday loan alternatives. They often turn to Uprova’s tribal loans as a simple emergency solution. We help them to avoid the extremely costly payday advance loans that may result in high overdraft fees and bounced checks. We support our customers with tribal installment loans, short-term funding for those unexpected life events, or difficult financial situations that happen to us all.

Stethoscope hover over dollar for a financial health checkup

Think Outside the Box with Uprova!

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What We Offer

Opportunity Through Financial Flexibility

We provide borrowers fixed-term installment loans as opposed to traditional payday loans. With an installment loan, borrowers agree to a repayment plan, which includes the loan amount plus interest and is paid in regular payments over time.  Uprova’s loans are repaid in 20 simple bi-weekly payments. Uprova offers automatic payment withdrawals and deposits to make the process even easier, and customers are free to pay the loan in full at any time or make additional payments to the principal on scheduled pay dates, without penalty.

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Check your rate; it won’t affect your FICO® Credit Score!

Why Choose Uprova?

Your Loan Is Our Loan

We will not sell your loan – it will be held by the Tribe’s entities from the day you take out your loan to your final payment.

Absolutely No Hidden Fees

With Uprova, what you see is what you get. That means no hidden fees, predatory terms, or conditions.

Easy to Understand Loans

We offer simple interest installment loans that are straightforward and meet our customers needs.

Absolutely Risk-Free

Checking your rate with Uprova will not affect your FICO® Credit Score!

Learn. Know. Improve.

When it Comes to Finances Knowledge is Power

Apply now to receive your funds in up to 30 minutes, 24/7/365!