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About Uprova

A path to better financial health

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Creating Accountability & Transparency in Lending

Uprova was created with borrowers in mind. We believe that everyone deserves safe lending products and a clear path to better financial health, regardless of their credit history!

At Uprova we value all borrowers, subprime or prime, and feel they should be provided an equal opportunity to enter the lending market without predatory products.

Our Tribe

Uprova Credit, LLC is a tribal lending entity and wholly-owned economic development arm of The Habematolel Pomo of Upper Lake Tribe of Pomo Indians. The Tribe’s reservation, located in northern California near the town of Upper Lake, is a federally recognized sovereign nation located within the United States of America.

At Uprova our mission is simple: We provide our customers with a fast, simple solution when they need cash the most. Our customers appreciate the easy, secure, and flexible access to our online payday loan alternatives. They often turn to Uprova’s tribal loans as a simple emergency solution. We help them to avoid the extremely costly payday advance loans that may result in high overdraft fees and bounced checks. We support our customers with tribal installment loans, short-term funding for those unexpected life events, or difficult financial situations that happen to us all.

Why Choose Uprova?

Don’t get stuck with unreasonable rates, terms, and penalties

Options for your finances
Your Loan is Our Loan
We will not sell your loan – it will be held by the Tribe’s entities from the day you take out your loan to your final payment.
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Easy to Understand Loans
We offer simple interest installment loans that are straightforward and meet our customer's needs.
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Absolutely No Hidden Fees
With Uprova, what you see is what you get. That means no hidden fees, predatory terms, or conditions.
Absolutely Risk-Free
Checking your rate with Uprova will not affect your FICO® Credit Score!

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Checking your rate won’t affect your FICO® Credit Score!

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What We Offer

Opportunity through financial flexibility

We provide borrowers fixed-term installment loans as opposed to traditional payday loans. With an installment loan, borrowers agree to a repayment plan, which includes the loan amount plus interest and is paid in regular payments over time. Uprova’s loans are repaid in 20 simple bi-weekly payments. Uprova offers automatic payment withdrawals and deposits to make the process even easier, and customers are free to pay the loan in full at any time or make additional payments to the principal on scheduled pay dates, without penalty.

Learn. Know. Improve.

When it comes to finances knowledge is power

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The Basics of Borrowing

Uprova strives to help our customers learn the basics of the borrowing process by providing blog content that connects them with online resources. Before making any decisions, it pays to take a little time to understand the core principles behind lending.
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Know Your Loan Options

Uprova provides lending products that are simple to understand, safe, and fast. Before making any lending decision, it’s essential to identify and understand all potential options.
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Improve Your Financial Health

Through connecting our users with knowledge and information, Uprova strives to help our customers make smart decisions and improve their financial health.

Think outside the box with Uprova!

Low APR flexible term personal loans

Apply now and you can typically receive your funds within 30 minutes, 24/7/365!