Uprova vs. Other Lenders

At Uprova.com, eligible borrowers can receive funds in their account typically within 30 minutes depending on the bank*. Our cutting-edge proprietary scoring system uses your information to provide a fast decision. You can submit a funding request and check your rate online without impacting your FICO credit score.¹

At Uprova, we believe that everyone has a right to fair funding. We work with borrowers from a wide range of financial backgrounds including those with bad credit,  fair credit, and good credit. Finding reasonable lending is challenging with bad credit, but Uprova is here to help provide lending options to those with credit scores below 600. Paying back your loan responsibly can help you build your score.

At Uprova.com, you can request a loan from $300 to $5,000. It can be difficult to find money fast, especially when you need a larger amount for unexpected expenses. Our higher loan amount allows borrowers to cover more expensive emergency expenses like car repairs, home improvement, medical bills, and other major purchases or expenses.

We make things clear for our borrowers. There are no confusing repayment terms, penalties, or conditions. What you see in your lending agreement is what you get. Our mission is to get you the money you need without added confusion.

Uprova provides an alternative to traditional payday loans. Our installment loans have similar eligibility requirements as payday loans, but provide borrowers with transparent rates, flexible terms, and fair repayment terms.

As a tribal lender, you’re working with a lender who serves a greater community. Profits from Uprova go to bettering the tribe and supporting its members.

You will also notice that we are Online Lenders Alliance (OLA) members. This badge on our site means that we abide by the best practices and standards for online lending businesses established by the OLA. The OLA monitors the internet for bad actors operating in the lending field.

At Uprova, we want to help consumers build credit and improve their credit scores. Managing your finances can be challenging, especially in these times. We publish content regularly to help people learn how to budget, where they can save, and what’s going on in the economy and how it impacts them. You can visit the Uprova blog to get personal finance information.

Borrowing online can be risky these days if you’re not working with the right partner. Uprova has the verified safe privacy TrustLock badge in addition to our secure connection, and encryption technology. This is an additional way we keep your private information safe from potential predators.

It’s very rare to find an online lender with real Google reviews. Uprova has over 14,000 Google reviews with a 4.8-star rating. We care about customer experience, and work to provide the best lending experience for our borrowers.