Privacy Policy

Last Updated: January 2021

Uprova Credit, LLC Privacy Notice (PDF)

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Facts

What does Uprova Credit, LLC do with your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal and Tribal law gives consumers the right to limit some but not all sharing. Federal and Tribal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Uprova Credit, LLC chooses to share; and whether you can limit this sharing.

  • Social Security number and Banking information
  • Income and payment history
  • Employment information

Reasons we can share your personal information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

  • Does Uprova Credit, LLC share? Yes
  • Can you limit this sharing? No

For our marketing purposes – to offer our products and services to you.

  • Does Uprova Credit, LLC share? Yes
  • Can you limit this sharing? Yes

For joint marketing with other financial companies

  • Does Uprova Credit, LLC share? Yes
  • Can you limit this sharing? No

For our affiliates’ everyday business purposes – information about your transactions and experiences.

  • Does Uprova Credit, LLC share? Yes
  • Can you limit this sharing? No

For our affiliates’ everyday business purposes – information about your creditworthiness.

  • Does Uprova Credit, LLC share? Yes
  • Can you limit this sharing? Yes

For our affiliates to market to you

  • Does Uprova Credit, LLC share? Yes
  • Can you limit this sharing? Yes

For non-affiliates to market to you

  • Does Uprova Credit, LLC share? Yes
  • Can you limit this sharing? Yes

To limit our sharing: Call toll-free 1-866-362-3444. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 1-866-362-3444 or go to our website at www.uprova.com.

Who We Are

Who is providing this notice?
Uprova Credit, LLC is providing this privacy policy and it applies to all loans made by the company and all products and services offered in connection with such loans.

What We Do

How does Uprova Credit, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal and Tribal law. These measures include computer safeguards and secured files and buildings.

How does Uprova Credit, LLC collect my personal information?
We collect your personal information, for example, when you:

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Direct us where to deposit funds
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal and Tribal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes- information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include companies that, like Uprova Credit, LLC, are wholly owned by the Habematolel Pomo of Upper Lake.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Non-affiliates with which we share information can include other companies that provide consumer financing, and direct marketing companies for application resell, direct mail and other purposes.

Joint Marketing

A formal agreement that exists between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners can include financial institutions, partners that promote our products, and other lending companies.

Tracking Information

When you visit the Uprova Credit, LLC (“Uprova”) website, a cookie is placed on your computer if you accept cookies. The cookie we place on your computer does not contain any of your personally identifiable information. Uprova advertises its products and services on websites that you may visit and uses service providers to place such advertisements. Those service providers (such as Google, Microsoft, Yahoo, Facebook, Instagram, and other platforms) may use cookies placed on your computer to show you advertisements for Uprova services on other websites. You can opt-out from service providers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the Uprova website, not all features may operate as intended – for example, if your browser shuts down in the middle of the application process, you may have to restart the process.

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