Checking your rate will not affect your FICO® Credit Score!

Start Your Journey to Financial Success with Uprova!

How much do you need?

What's the money for?

Fast. Simple. Secure.

Check My Rate
Uprova application on mobile phone

Fast. Simple. Secure.

How much do you need?

What's the money for?

Check My Rate

Checking your rate will not affect your FICO® Credit Score!

Checking your rate will not affect your FICO® Credit Score!

A Roadmap to a Healthy Financial Future

Uprova's Quick & Easy Online Application

A fast, simple and secure path to better financial health in 4 steps:


Apply in Minutes

With Uprova applying online is fast, simple, and secure, and checking your rate won’t affect your FICO® Credit Score!


Quick Decision

Our cutting-edge proprietary scoring system uses your information to provide a quick approval decision!


Fast Funding

Need money quickly? Apply now and you can receive funds in up to 30 minutes, 24/7/365!


Financial Freedom

With Uprova you’ll build your credit score and financial health with every payment, putting you on a path to financial freedom!

Have Financial Goals? Uprova Will Help You Get There!

Take Control of Your Financial Health

Everyone’s path to financial health is different. Regardless of where you are in your journey, Uprova is dedicated to helping build your financial health along the way:

Apply now for a fast and simple installment loan from Uprova

Bad Credit Borrowers

Finding reasonable lending options with bad credit can seem impossible. Uprova is here to help fill that void and provide lending options to bad credit borrowers.

Uprova loans can help those who have no credit options available to them

No Credit Borrowers

Finding lending options with no credit history can seem as difficult as finding options with bad credit. Uprova has options for borrowers with no credit, and can even help improve alternative credit scores with each payment of the loan.

Fair Credit Borrowers graduation cap

Fair Credit Borrowers

Have fair credit and want to improve your score? Uprova has competitive lending options and programs designed just for you. Get the money you need now and if you qualify, you’ll improve your credit with each timely payment!

Uprova helping customer build their FICO or alternative credit scores

Good Credit Borrowers

Already have a great credit score? For those that qualify, Uprova offers our best and most competitive rates. Keep your credit score high and reap the benefits!

Creating a Path to Financial Health

Bringing accountability and transparency to online lending.

What customers should know about Uprova

What Makes Uprova Different?

What You Should Know About Uprova

Uprova was created on the belief that everyone should have access to safe and affordable lending options. We provide access to cash when people need it, at a reasonable rate with fixed repayment terms.

Our installment loans range from $300 – $5,000, and depending on if you qualify, they will help build your FICO® Credit Score or alternative credit score with each timely payment!

Loan Products Created for You

Financial Freedom Is In Reach!

Our goal is to help borrowers even the playing field and improve their financial health, while still providing the fast funds they need! Uprova works hand-in-hand with borrowers to increase their financial knowledge and provide products that meet their cash needs while building their FICO® Credit Score or alternative credit scores.

Man celebrating receiving the money he needs quickly, improving his financial health, and recent credit score improvement

Ready to Get Started?

Check your rate with Uprova; it won’t affect your FICO® Credit Score!

Expand Your Knowledge, Increase Your Options, and Achieve Financial Health

Make Better Financial Decisions with Uprova

Don’t get stuck with unreasonable rates, terms, and penalties.

Apply now to receive your funds in up to 30 minutes, 24/7/365!