Receive funds typically within 30 minutes, 24/7/365!*
Fast. Simple. Secure.
A roadmap to a healthy financial future
Uprova's quick & easy online application
Apply in minutes
Quick Decision
Fast funding
Improve financial health
Have financial goals? Uprova will help you get there!
Take control of your financial health
In a bind and need cash fast? Get the cash you need now!**
Uprova can help with expenses such as:
Home Repairs
Unexpected Car Repairs
Medical Expenses
Major Purchases
What Our Customers Say
It was really fast, easy, and simple to apply. I loved that I had the option to receive the money immediately as I needed it right away.
– Arlene
Testimonials reflect the individual’s opinion and may not be illustrative of all individual experiences with Uprova.
What you should know about Uprova
What makes Uprova different?
- For everyone: Uprova was created on the belief that everyone should have access to safe and affordable lending options.
- Accessibility: We provide access to cash when people need it, at a reasonable rate with fixed repayment terms.
- Build your future: Our installment loans range from $300 – $5,000, and depending on if you qualify, they will help build your FICO® Credit Score or alternative credit score with each timely payment!
Loan products created for you
Financial Freedom is in reach!
- Fast Funds: Receive the money you need quickly, with a simple and fast approval process.
- Build Credit: Enhance your FICO® Credit Score or alternative credit scores while meeting your cash needs.
- Financial Growth: Expand your financial knowledge and work towards a more secure financial future.
Expand your knowledge, increase your options and achieve financial health
Make better financial decisions with Uprova
Lending Blog
Knowledge is power, and the best way to improve financial health is understanding the lending and borrowing process. Uprova provides great blogs to get that conversation started! Borrowers can visit our informational blog and read up on some great ways to use credit products, and find links to financial resources that will assist them in fighting back against predatory lending options.
Lending Options
At Uprova our lending process is simple, safe, and secure! We provide borrowers options to receive the money they need, fast! With no repayment penalties or surprise terms, what you see is what you get. Our focus is on providing borrowers with the cash they need at a cost they can afford, without all the added confusion and fine print.
Financial Health
Uprova’s lending options help borrowers avoid the pitfalls of traditional online loans while simultaneously improving their financial health. Get the money you need today and work towards building a financial foundation for the future.**
Uprova is here to help you!
Have more questions? We’ve got the answers!
An approval decision happens seconds after your application is submitted, and you can typically receive funds within 30 minutes, 24/7/365!*
Your Consumer Loan & Arbitration Agreement provides you with the terms of your loan and will contain a payment schedule that will show you your payment dates and the amounts owed on those dates. However, you may visit our website and view your payment options at any time. You may pay additional amounts toward your principal. You may also choose to pay your loan balance early without penalty, and your finance charges will be prorated if it is before your due date. If you have any questions about your payment schedule, you may also call Customer Service at 866-362-3444 or reach out through a contact form.
If you have previously given consent to receive text messages and have changed your mind, you can opt out of receiving further text messages by reply texting the word “STOP” to a previous text or by calling us at 866-362-3444.
Uprova offers loans from $300 to $5,000 to those who qualify.
If you have more than two active loans from alternative lenders, we will be unable to assist you.
You will receive messages including but not limited to:
- notifying you as to important issues regarding your account
- reminding you of upcoming payment
- obtaining information necessary for us to service your account
- collecting on your account
- promotional messages
Yes, you may log in to your Account Portal and view your payment options at any time to pay your loan in full without penalty. Your finance charges will be prorated if it is prior to your due date. You may also use the Account Portal to add extra principal to your scheduled payments. If you have any questions about your payment schedule, you may also call Customer Service at 866-362-3444 or reach out through the Contact Page.
We look forward to hearing from you. You can contact us by phone at 866-362-3444, by email at [email protected], or by filling out a contact form on our Contact Us page.
No, you will never be charged an application fee.
Contact Customer Service at 866-362-3444, and an agent will be available to assist you with exploring other payment options. If your payment returns for insufficient funds you may incur overdraft fees from your financial institution, and your payment may be resubmitted. If that resubmitted payment returns for insufficient funds, your account may be suspended until all monies are paid, and our collection process will begin. You will need to contact Customer Service to set up new payment information.