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Deciding what to spend on a wedding gift can be hard but keep your budget in mind

How Much to Spend on a Wedding Gift

September 18, 2023

Here’s how much to spend on a wedding gift this year. Weddings are joyous occasions that celebrate love, unity, and commitment. As a guest, one of the aspects of attending a wedding is choosing the perfect gift to express your well-wishes and support for the newlyweds. While gift-giving is a cherished tradition, determining the right […]


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A common misconception is that a personal loan is only meant for individuals in “dire financial situations”

Debunking 3 Common Personal Loan Misconceptions

September 12, 2023

You Can’t Afford to Believe These Personal Loan Misconceptions Personal loans are a popular financial tool for individuals seeking to consolidate debt, cover unexpected expenses, or finance significant life events. As of the first quarter of 2023, U.S. personal loan balances reached $225 billion, up 26% from the same time in 2022, according to a […]


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Taking out a personal loan for a family member can be risky and may strain relationships if not managed wisely.

Are Personal Loans Between Family Members a Good Idea?

September 10, 2023

Should You Take Out a Personal Loan to Help a Family Member? Emergencies and unexpected expenses happen. When a family member needs financial help, it can be challenging to determine what to do. While wanting to support our loved ones during tough times is natural, it’s also important to weigh the options and consider the […]


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Personal loans can help you fund just about any expense. When considering personal financing options, borrowers often come across secured and unsecured personal loans.

The Top Differences Between Secured and Unsecured Personal Loans

September 8, 2023

Before You Apply, Learn the Differences Between Secured and Unsecured Personal Loans Personal loans can help you fund just about any expense. When considering personal financing options, borrowers often come across secured and unsecured personal loans. While both serve as valuable financial tools, they have fundamental differences that can make one more beneficial than the […]


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Your wedding doesn’t have to put you into debt to be what you’ve dreamed of.

Simple Tips for Wedding Savings

September 6, 2023

Wedding Savings Tips for Your Big Day Your wedding day should be a special moment filled with love, joy, and celebration. While there’s a lot of fun to be had planning a wedding, there’s also a lot to think about, from the ceremony to the reception venue, catering and more. All those costs can add […]


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Getting engaged can be one of the most exciting times in a person’s life

Should You Use a Personal Loan for an Engagement Ring?

August 30, 2023

Consider the pros and cons of a personal loan for an engagement ring. Getting engaged is one of the most exciting times in a person’s life. There’s a lot that goes into planning an engagement, but one of the most significant aspects is selecting the engagement ring. While there are a lot more affordable options […]


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Inflation is still higher than the Federal Reserve’s target, but it could still mean that the Fed will pause interest rate hikes.

Annual Inflation is Down – What it Means for Personal Loan Borrowers

August 23, 2023

Inflation has been a problem for the U.S. since the middle of 2021 and peaked in June 2022 at 9.1%. Thankfully, this June’s reading was That is still higher than the Federal Reserve’s target of 2%, but could mean that the Fed will pause interest rate hikes, which would be good news for personal loan […]


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An HSA or Health Savings Account is a powerful tool you can use to save money on healthcare.

What is a Health Savings Account (HSA)

August 21, 2023

Unlocking the Power of Your Health Savings Account (HSA) Are you tired of paying for health insurance just to end up spending hundreds of dollars on medical expenses out of pocket? A Health Savings Account, or HSA, can help relieve some of the frustration and financial strain that comes with medical bills. About one in […]


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Buy now, pay later services have changed online shopping

Should You Use a Buy Now, Pay Later Service?

August 16, 2023

Consider These Tips Before Using Buy Now, Pay Later Services. Buy now, pay later services have gained popularity because they are convenient and flexible. The ability to pay for purchases over time through layaway plans has existed for years at certain stores. Today, online retailers make it easy for consumers to select payment plans via […]


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The increasing costs of higher education are making it more challenging for people to get a degree.

Save Money on College Costs

August 15, 2023

If you have teenagers or are looking to advance in your career through education, chances are you’re planning for college costs. The soaring costs of higher education are making it more challenging for individuals to get that degree. Between 2000 and 2021, average tuition and fees have jumped by 69%. In-state tuition and fees at […]


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Embarking on a budget-friendly voyage is possible and worthwhile

Cheap Travel Tips: How to Travel for $500 or Less

August 8, 2023

Travel for Less Than $500 with These Cheap Travel Tips Do you yearn for exciting adventures and thrilling escapades, but your budget forbids it? Embarking on a budget-friendly voyage is possible and worthwhile. About 73% of people gain health benefits from a vacation. Possible health benefits associated with travel include boosting your immune system, lowering […]


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When you have extra cash, you should pay off a personal loan early

Should You Pay Off a Personal Loan Early or Save Money

August 3, 2023

Learn when to pay off a personal loan and when to save. If you’ve ever borrowed money before, you know it’s beneficial to pay off your debt as quickly as possible. You’ll spend less on interest and make room in your budget. When it comes to managing personal finances, striking the right balance between paying […]


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