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All Blogs on: Bad Credit

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Calculating Debt Consolidation vs Debt Settlement on finances

Debt Consolidation vs Debt Settlement

Is Debt Consolidation or Debt Settlement Right for Me? There are benefits and drawbacks to both options. You’re tired of feeling anxious about your debt. You want to feel financially free again and out from under the burden of high-interest debt. There are multiple debt payoff strategies, but two common options are debt consolidation and […]

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Living paycheck to paycheck is stressful and can lead to poor financial decisions

Will Closing Credit Cards Ruin My Credit?

Learn more about how closing credit cards impact credit scores. A credit card, like most things, is okay to use in moderation. It’s when you abuse them that they become detrimental to your financial health. Some credit card advice is obvious, like paying off your balance before the end of the month and not maxing […]

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There are some lenders who focus on offering loans to subprime (bad credit) borrowers and others, like Uprova!

What is a Bad Credit Loan and What Can I Expect?

Is a Bad Credit Loan the Best Option for You? Borrowing can be challenging for people with credit below the fair range 580 – 669. People with bad credit typically have negative marks in their credit reports like late payments or accounts that are past due or in collections. A low credit score tells a […]

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Debt relief options are financial tools that can change the terms or the amount of debt a person has.

What is Debt Relief and Is it the Best Option for You?

Understanding debt relief and your options. Are you trying hard to pay off debt, but not making progress? If you have made real efforts to pay down your debt but can’t seem to make a dent, you may benefit from debt relief. Debt relief options are financial tools that can change the terms or the […]

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Borrowing With Your Signature

Sometimes, when you apply for a bank loan, you have to agree to put up some type of collateral. This is can be your home, your personal vehicle, your retirement accounts, or any stocks and bonds you may have. Taking out a loan with assets like these as collateral means that the lender can take […]

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