October 23, 2023 Managing personal finances is difficult for many Americans. About 35% of Americans reported that they are in the most debt of their lives, according to a Harris Poll of 2,740 U.S. adults. The average American in 2023 carries $21,800 in personal debt. Sticking to a budget and keeping debt low can be especially challenging when […]
October 16, 2023 Home renovations can be fun or stressful, depending on whether they were planned or not and if everything is going on track. When it comes to funding your home renovation project, various options are available to you. One option you might have available to you is to take out a loan from your 401(k) retirement […]
September 12, 2023 You Can’t Afford to Believe These Personal Loan Misconceptions Personal loans are a popular financial tool for individuals seeking to consolidate debt, cover unexpected expenses, or finance significant life events. As of the first quarter of 2023, U.S. personal loan balances reached $225 billion, up 26% from the same time in 2022, according to a […]
September 10, 2023 Should You Take Out a Personal Loan to Help a Family Member? Emergencies and unexpected expenses happen. When a family member needs financial help, it can be challenging to determine what to do. While wanting to support our loved ones during tough times is natural, it’s also important to weigh the options and consider the […]
September 8, 2023 Before You Apply, Learn the Differences Between Secured and Unsecured Personal Loans Personal loans can help you fund just about any expense. When considering personal financing options, borrowers often come across secured and unsecured personal loans. While both serve as valuable financial tools, they have fundamental differences that can make one more beneficial than the […]
August 21, 2023 Unlocking the Power of Your Health Savings Account (HSA) Are you tired of paying for health insurance just to end up spending hundreds of dollars on medical expenses out of pocket? A Health Savings Account, or HSA, can help relieve some of the frustration and financial strain that comes with medical bills. About one in […]
April 24, 2023 Learn more about credit card loans and how they differ from cash advances Unexpected expenses can wreak havoc on your finances and your mental health, but they’re unfortunately very common. Whether it’s a flat tire or emergency medical bill, these types of expenses happen to everyone. When you need money in a hurry, you could […]
March 6, 2023 What are the Pros and Cons of Online Personal Loan Lenders? Personal loans are a valuable and convenient financial tool. They can be used for just about any expense, unlike other loans like mortgages or car loans. How much you can borrow through a personal loan varies depending on the lender, your financial background, and […]
August 9, 2022 Here’s what to do if your apartment floods. Your apartment floods, and it’s a nightmare. What you do next can impact how well you recover both emotionally and financially. Floods are the most common and costly natural disaster in the United States, according to The Federal Emergency Management Agency (FEMA). Flooding has cost Americans more […]
April 13, 2022 There are many options for personal loans. Here’s how to make the right choice. Of course, it’s wise to not spend money you don’t have, but many of us find it difficult to confine our purchases to just the money we earn each month. Whether it’s to cover a major purchase or emergency expense, many […]
October 10, 2021 How to keep an emergency fund for unexpected expenses. Emergencies happen all the time. Are you prepared? Many people weren’t financially prepared for a global pandemic. Luckily, the government stepped in with financial assistance and supportive programs. In the case of a personal financial emergency, there wouldn’t be a stimulus check to help you get […]
June 11, 2021 How to pay for medical debt when you don’t have savings. Medical debt is not uncommon. In fact, 19% of U.S. households could not afford to pay for medical care immediately, according to U.S. Census Bureau data on the burden of medical debt. The data also showed that medical debt was distributed disproportionately across groups […]
