All Blogs on: Excess Fees

Personal loans can be a useful financial tool when you need quick access to funds for just about any purpose, from consolidating debt to covering emergency expenses. However, life can be unpredictable, and you may find yourself in a situation where paying back a personal loan is difficult. Personal loans accounted for $225 billion in […]

Life is unpredictable, and financial emergencies can strike when least expected. Having an emergency savings fund is crucial for managing unexpected expenses, but what if you’ve already depleted it? If that happens, you have alternatives. This guide delves into the next best steps you can take when you’ve run out of your emergency fund. Reassess […]

One of the most valuable assets a person can possess is the equity in their home. Americans have almost $30 trillion in home equity across the nation. Rising home values have many people asking the question: Should I take out a home equity loan? You have options when it comes to leveraging your home equity, […]

While credit cards have been the go-to option for many people looking to fund an expense they don’t have the cash for, there are benefits to choosing a personal loan. In this article, we will dive into three key factors that make people choose personal loans over credit cards when it comes to funding major […]

If you’ve noticed your money doesn’t go as far at the pump, you’re not alone. With the ever-fluctuating prices at the gas pump, finding gas savings has become essential for most drivers. While you can’t control global oil markets, you can certainly take steps to reduce fuel expenses. This article will dive into effective strategies […]

Discover Simple Ways to Reduce Pet Expenses Our furry friends bring daily joy to our lives, from greeting us when we get home to being our cuddle buddies when we need them most. Being a pet owner is rewarding, but it also comes with financial responsibilities. From pet food and grooming fees to medical care […]

If you love dining out, you’ve probably noticed how much more expensive it is these days. In addition to inflation, many restaurants are adding fees to your bill. Order delivery or use a delivery app, and you’ll see multiple service charges tacked on. Many restaurants are adding surcharges onto customer bills to offset rising food […]

You have options when it comes to buying a car, with financing and leasing being the two most common. While many people consider leasing because it means not having to pay for car maintenance and repairs over time and getting to switch cars every few years, owning a car also has advantages. Here are three […]

Consider These Tips Before Using Buy Now, Pay Later Services. Buy now, pay later services have gained popularity because they are convenient and flexible. The ability to pay for purchases over time through layaway plans has existed for years at certain stores. Today, online retailers make it easy for consumers to select payment plans via […]

Travel for Less Than $500 with These Cheap Travel Tips Do you yearn for exciting adventures and thrilling escapades, but your budget forbids it? Embarking on a budget-friendly voyage is possible and worthwhile. About 73% of people gain health benefits from a vacation. Possible health benefits associated with travel include boosting your immune system, lowering […]

Learn more about credit card loans and how they differ from cash advances Unexpected expenses can wreak havoc on your finances and your mental health, but they’re unfortunately very common. Whether it’s a flat tire or emergency medical bill, these types of expenses happen to everyone. When you need money in a hurry, you could […]

Learn what the average funeral costs so you don’t get caught unprepared. A funeral is probably the last thing you want to financially plan for.  However, a lack of planning could leave your loved ones in a poor financial situation as funerals can cost thousands of dollars. Knowing how much the average funeral costs and […]