January 24, 2025 Your Winter Savings Checklist As we enter the winter season, many people are facing debt or bills from holiday spending. The winter months can be some of the most expensive. From heating costs to medical bills and leftover holiday debt, it’s important to take steps to protect your financial health. In this winter savings guide, […]
July 30, 2024 There are several ways to borrow money and fund purchases. While many people look to credit cards because of their convenience and flexibility, personal loans offer many advantages as well. Personal loans can offer lower interest rates, can be available to those with varying credit backgrounds, and are flexible. In addition to these advantages, a […]
March 26, 2024 Credit card debt is common. How common is it? A recent survey found that 3 in 5 Americans (61%) are in credit card debt, owing an average of $5,875. Another 23% say they go deeper into credit card debt every month. About 14% say they missed a payment in 2023. Paying off credit card debt […]
February 23, 2024 Can you refinance a personal loan? And is it the best option? Personal loans help individuals bridge gaps between their income and expenses or fund major life events. However, once you’ve taken out a personal loan, circumstances might change, leading you to wonder if there’s a better financial option available. Refinancing may be one of […]
January 22, 2024 Tips to Help Boost Retirement Savings While You Pay Off Debt Saving for retirement is crucial, yet it’s challenging for many Americans. According to U.S. Census Bureau data from 2018, about 50% of women and 47% of men between the ages of 55 and 66 have no personal retirement savings. Managing loan payments can often […]
January 16, 2024 We live in a digital age, where having an internet connection is essential for most aspects of our lives. From work and education to entertainment and communication, we rely on the internet for countless tasks. Unfortunately, consumers in the U.S. pay more for slower internet than European, Canadian, and Asian customers, according to the Open […]
January 8, 2024 Whether a 401(k) loan or personal loan is the right option. If you need funding for a major life event, home improvement project, or other major expense, you might be considering borrowing from your 401(k), or retirement savings, or taking out a personal loan. While both options have their benefits and drawbacks, this article explores […]
December 20, 2023 Get Tips and Tricks for Holiday Gift Savings The holiday season is upon us, and along with the joyous festivities comes the inevitable pressure to find the perfect gifts for our loved ones. While giving gifts can fill us with joy, it’s no secret that holiday shopping can put a strain on our bank accounts. […]
December 11, 2023 Personal loans are a useful financial tool that can help you manage unexpected expenses, consolidate debts, or invest in significant life events. When you get approved for a personal loan, you will agree to certain lender terms. That will include your repayment period and monthly installment payment amount. If you budget for it, you could […]
December 6, 2023 Personal loans can be a useful financial tool when you need quick access to funds for just about any purpose, from consolidating debt to covering emergency expenses. However, life can be unpredictable, and you may find yourself in a situation where paying back a personal loan is difficult. Personal loans accounted for $225 billion in […]
November 27, 2023 Life is unpredictable, and financial emergencies can strike when least expected. Having an emergency savings fund is crucial for managing unexpected expenses, but what if you’ve already depleted it? If that happens, you have alternatives. This guide delves into the next best steps you can take when you’ve run out of your emergency fund. Reassess […]
November 21, 2023 One of the most valuable assets a person can possess is the equity in their home. Americans have almost $30 trillion in home equity across the nation. Rising home values have many people asking the question: Should I take out a home equity loan? You have options when it comes to leveraging your home equity, […]
