All Blogs on: Financial Discipline

Find Out if Debt Consolidation is For You As we head into a new year, many people are setting financial goals and focusing on achieving better financial health. For some of these people, is worth exploring. Consolidating debt involves combining multiple debts into a single loan, often with the aim of simplifying payments and potentially […]

6 Ways to Handle Overwhelming Student Loan and Credit Card Debt When the weight of student loans and credit card debt starts to feel overwhelming, it’s time to take proactive steps to regain control of your finances. Managing overwhelming high-interest debt can be challenging, but with the right strategies and a clear plan in place, […]

One of the most valuable assets a person can possess is the equity in their home. Americans have almost $30 trillion in home equity across the nation. Rising home values have many people asking the question: Should I take out a home equity loan? You have options when it comes to leveraging your home equity, […]

What to know if you are considering a wedding personal loan. Planning a wedding can be really fun but also financially draining. The average cost of a wedding in 2023 is expected to be $29,000, up from $28,000 in 2022, according to Zola. That factors in expenses like flowers, cake, catering, and more. Having a […]

Personal loans are popular among consumers because they are extremely flexible, allowing you to borrow money for just about any purpose. You can cover home improvements, car repairs, emergency medical bills, and much more. Some personal loans lenders will also allow you to pay off your personal loan early. While it’s generally a good idea […]

Ways Personal Loans Can Make Paying Off Holiday Debt Simpler. Are holiday expenses making you anxious? It can be one of the most expensive times of the year, which can lead to high-interest debt. According to a study by American Express, 86% of millennials overspent on holiday gifts last year. If you can get creative […]

Learn how a personal loan can help you save money and pay off debt Paying off high-interest debt can require many financial sacrifices and still take years. For most Americans, it takes more than a year to pay down credit card debt. The average American household needs approximately 13 months to pay down the average […]

Sometimes, when you apply for a bank loan, you have to agree to put up some type of collateral. This is can be your home, your personal vehicle, your retirement accounts, or any stocks and bonds you may have. Taking out a loan with assets like these as collateral means that the lender can take […]