Applying for a loan on the Uprova website

All Blogs on: Financial Stability

Take control of your financial health

When you’re trying to save money, start with a budget and review all expenses.

The Worst Thing to Spend Money on If You’re Trying to Save

Here’s what experts say you should cut if you’re trying to save. As we approach 2023, many people are considering New Year’s resolutions. One of the most popular resolutions is to save money or get on financial track. According to Fidelity’s Financial Resolutions survey, saving more money was the number one resolution respondents gave. About […]

View Full Article

A personal loan can help with Debt prioritization

How Personal Loans Help with Debt Prioritization

Debt prioritization is tricky. Here’s how a personal loan can help. If paying off debt is on the top of your to-do list, you’ll probably face a common dilemma. Which debt do I pay off first? If you’re like many Americans, you have multiple debts in your name like a mortgage, student loan, credit cards, […]

View Full Article

Find out more about credit card rewards and how they work.

Types of Credit Card Rewards and How They Work

Learn more about your credit card reward options and how they work. You have many options when it comes to credit cards, and many cards offer rewards. There are cards that offer you cash back, travel miles, or points that can be redeemed for items when you make qualified purchases. You should consider how you […]

View Full Article

Become debt free in the new year by considering a personal loan with Uprova

Could a Personal Loan Help You Pay Off More Debt?

If Your Goal is to Become Debt Free, Consider a Personal Loan. The new year is around the corner, and you might be thinking about resolutions. With high inflation, increasing interest rates, and some financial experts predicting a recession, many Americans are resolving to pay off more debt. Less than are debt-free, according to Experian, […]

View Full Article

Don’t let the pressure of gift-giving get you into high-interest debt.

How to Shop on a Tight Holiday Budget

Have you bought all your holiday gifts? Many Americans have a tight holiday budget this year thanks to high inflation and layoffs across many industries, not to mention the 63% of Americans who live paycheck to paycheck. If you haven’t completed your shopping list, we have some tips for gift-giving with a tight holiday budget. […]

View Full Article

The next recession could be on its way. Learn what to expect and how to prepare.

What Could We Expect from the Next Recession?

With all the recent talk of a recession looming, learn what you can expect. There are signs that the next recession will hit next year, according to economic forecasters. Moody’s Analytics’ chief economist Mark Zandi cautions that a recession may be on the horizon. Goldman Sachs CEO David Solomon also told Reuters there is a […]

View Full Article

Living paycheck to paycheck is stressful and can lead to poor financial decisions

Will Closing Credit Cards Ruin My Credit?

Learn more about how closing credit cards impact credit scores. A credit card, like most things, is okay to use in moderation. It’s when you abuse them that they become detrimental to your financial health. Some credit card advice is obvious, like paying off your balance before the end of the month and not maxing […]

View Full Article

offset inflation for businesses

How to Offset Inflation as a Small Business Owner

Small businesses have been through a lot in the past couple of years. In 2020, the pandemic forced many businesses to close. In 2021, many small businesses faced hiring issues with The Great Resignation creating a hyper-competitive labor market. This year, inflation is causing problems for American entrepreneurs. One in three small businesses (33%) now […]

View Full Article

Calculating amounts owed for tax season

How to Choose the Right Personal Loan

There are many options for personal loans. Here’s how to make the right choice. Of course, it’s wise to not spend money you don’t have, but many of us find it difficult to confine our purchases to just the money we earn each month. Whether it’s to cover a major purchase or emergency expense, many […]

View Full Article

Personal loan vs credit card-find out when personal loans make more sense.

4 Times a Personal Loan Makes More Sense Than a Credit Card

Personal loan vs credit card – find out when personal loans make more sense. When it comes to major purchases, consumers typically have two choices – take out a personal loan or use a credit card. A major purchase could be anything from home repairs to buying a car to covering a medical expense. When […]

View Full Article

more inflation reduces the value of the dollar

Why is inflation rising in the U.S.?

Why inflation rising impacts you and how to deal with it. According to National Retail Federation Chief Economist Jack Kleinhenz, consumers should spend more money at restaurants and less on goods from the internet to do their part to help reduce inflationary costs to the economy. “What we have learned is that each successive variant […]

View Full Article

Saving Money for the Holiday Season

4 Ways You Can Save Money This Holiday Season

Save money this holiday season and still enjoy it. Online shopping is expected to grow this holiday season, according to Deloitte’s annual holiday retail forecast. E-commerce holiday sales are projected to grow 11% to 15% compared to the 2020 season. Overall, Deloitte projects that holiday sales will total $1.28 to $1.3 trillion during November to […]

View Full Article

Lending options for all credit types

Uprova has a lending option for you. Bringing accountability and transparency to online lending. Check your rate without impacting your FICO® score!