March 14, 2025 Healthy foods can cost more, but it all depends on how you look at things. If you look at food costs per typical portion, many healthy foods are less expensive than unhealthy foods, according to a study by the United States Department of Agriculture. “When measured on the basis of edible weight or average portion […]
February 26, 2025 Personal Loans vs Home Equity Loans. Five Main Differences. When looking to fund a major expense, you might look up personal loans vs home equity loans as a part of your research. Both options offer unique advantages, and understanding the differences is crucial for making an informed decision. In this article, we’ll delve into the […]
February 10, 2025 Rent is on the rise. Since the beginning of the pandemic, rents have surged by a striking 29.4%. Year over year, rents have increased 3.3%, showcasing the continued upward trend in the rental market. A report from the Joint Center for Housing Studies of Harvard University found that in 2022, a record half of U.S. […]
November 21, 2023 One of the most valuable assets a person can possess is the equity in their home. Americans have almost $30 trillion in home equity across the nation. Rising home values have many people asking the question: Should I take out a home equity loan? You have options when it comes to leveraging your home equity, […]
October 16, 2023 Home renovations can be fun or stressful, depending on whether they were planned or not and if everything is going on track. When it comes to funding your home renovation project, various options are available to you. One option you might have available to you is to take out a loan from your 401(k) retirement […]
August 15, 2023 If you have teenagers or are looking to advance in your career through education, chances are you’re planning for college costs. The soaring costs of higher education are making it more challenging for individuals to get that degree. Between 2000 and 2021, average tuition and fees have jumped by 69%. In-state tuition and fees at […]
June 29, 2023 Home equity loan or cash-out refinance? Which is the better choice? When you need funds for a major expense, you might be considering a home equity loan or cash-out refinance. As a homeowner, you have the unique benefit of being able to tap into the equity you build over time. Home equity is the value […]
May 26, 2023 A home renovation can make your home more enjoyable to live in, may increase your home resale value, and make it easier to sell your home. Many homeowners are looking to renovate instead of selling their home since mortgage rates are still high, despite dipping recently. About 17% of homeowners are spending more on improvements […]
August 9, 2022 Here’s what to do if your apartment floods. Your apartment floods, and it’s a nightmare. What you do next can impact how well you recover both emotionally and financially. Floods are the most common and costly natural disaster in the United States, according to The Federal Emergency Management Agency (FEMA). Flooding has cost Americans more […]
January 3, 2022 Best Ways to Save Money on Bills in 2022 If you are living paycheck to paycheck or struggling to contribute to your savings for other reasons, you might make saving money one of your New Year’s resolutions. Building a realistic budget, cutting some unnecessary expenses, and reducing your bills can help you put money aside […]
April 29, 2021 Ways you can pay your bills and reach financial goals while making minimum wage. Living off the minimum wage is challenging, especially if you have a one-income household. As of May 2021 the federal minimum wage is $7.25 per hour. It has not been raised in over 10 years, according to the Economy Policy Institute. […]
April 22, 2021 Getting evicted is a terrible experience. Here are some ways to avoid it. Many people were financially impacted by COVID-19, some unable to even afford rent. The CARES Act protected renters against evictions and late fees, but that expired on July 24th 2020. Eviction laws vary from state to state, so make sure to review […]
