Articles on: Interest Rates

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Calculating Debt Consolidation vs Debt Settlement on finances

Debt Consolidation vs Debt Settlement

category tagJune 29, 2022

Is Debt Consolidation or Debt Settlement Right for Me? There are benefits and drawbacks to both options. You’re tired of feeling anxious about your debt. You want to feel financially free again and out from under the burden of high-interest debt. There are multiple debt payoff strategies, but two common options are debt consolidation and […]

offset inflation for businesses

How to Offset Inflation as a Small Business Owner

category tagApril 24, 2022

Small businesses have been through a lot in the past couple of years. In 2020, the pandemic forced many businesses to close. In 2021, many small businesses faced hiring issues with The Great Resignation creating a hyper-competitive labor market. This year, inflation is causing problems for American entrepreneurs. One in three small businesses (33%) now […]

Choosing the right lending option

How to Choose the Right Personal Loan

category tagApril 13, 2022

There are many options for personal loans. Here’s how to make the right choice. Of course, it’s wise to not spend money you don’t have, but many of us find it difficult to confine our purchases to just the money we earn each month. Whether it’s to cover a major purchase or emergency expense, many […]

Personal Loan to pay off debt

Use a Personal Loan to Save Money While Paying Off Debt

category tagMarch 29, 2022

Learn how a personal loan can help you save money and pay off debt Paying off high-interest debt can require many financial sacrifices and still take years. For most Americans, it takes more than a year to pay down credit card debt. The average American household needs approximately 13 months to pay down the average […]

more inflation reduces the value of the dollar

Why is inflation rising in the U.S.?

category tagFebruary 7, 2022

Why inflation rising impacts you and how to deal with it. According to National Retail Federation Chief Economist Jack Kleinhenz, consumers should spend more money at restaurants and less on goods from the internet to do their part to help reduce inflationary costs to the economy. “What we have learned is that each successive variant […]

Jar of money as an emergency fund so that you have savings set aside for unexpected expenses.

What Is an Emergency Fund & How to Maintain It?

category tagOctober 10, 2021

How to keep an emergency fund for unexpected expenses. Emergencies happen all the time. Are you prepared? Many people weren’t financially prepared for a global pandemic. Luckily, the government stepped in with financial assistance and supportive programs. In the case of a personal financial emergency, there wouldn’t be a stimulus check to help you get […]

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