November 27, 2023 Life is unpredictable, and financial emergencies can strike when least expected. Having an emergency savings fund is crucial for managing unexpected expenses, but what if you’ve already depleted it? If that happens, you have alternatives. This guide delves into the next best steps you can take when you’ve run out of your emergency fund. Reassess […]
October 30, 2023 Discover Simple Ways to Reduce Pet Expenses Our furry friends bring daily joy to our lives, from greeting us when we get home to being our cuddle buddies when we need them most. Being a pet owner is rewarding, but it also comes with financial responsibilities. From pet food and grooming fees to medical care […]
October 27, 2023 We’re taught to see debt as a bad thing, but some debts actually play a role in your overall financial health. Understanding the difference between positive debt and negative debt is crucial for making informed financial decisions. Explore the nuances of these two types of debt and learn how to navigate your finances effectively. Positive […]
October 16, 2023 Home renovations can be fun or stressful, depending on whether they were planned or not and if everything is going on track. When it comes to funding your home renovation project, various options are available to you. One option you might have available to you is to take out a loan from your 401(k) retirement […]
September 25, 2023 You have options when it comes to buying a car, with financing and leasing being the two most common. While many people consider leasing because it means not having to pay for car maintenance and repairs over time and getting to switch cars every few years, owning a car also has advantages. Here are three […]
September 22, 2023 Committing to a car payment is a significant fiscal responsibility that requires careful consideration and planning. from the Federal Reserve Bank of New York. Auto loan delinquencies are at their highest since the Great Recession. Planning for your car payment before you buy a car can help you avoid financial hardship. When faced with a […]
August 21, 2023 Unlocking the Power of Your Health Savings Account (HSA) Are you tired of paying for health insurance just to end up spending hundreds of dollars on medical expenses out of pocket? A Health Savings Account, or HSA, can help relieve some of the frustration and financial strain that comes with medical bills. About one in […]
August 15, 2023 If you have teenagers or are looking to advance in your career through education, chances are you’re planning for college costs. The soaring costs of higher education are making it more challenging for individuals to get that degree. Between 2000 and 2021, average tuition and fees have jumped by 69%. In-state tuition and fees at […]
August 3, 2023 Learn when to pay off a personal loan and when to save. If you’ve ever borrowed money before, you know it’s beneficial to pay off your debt as quickly as possible. You’ll spend less on interest and make room in your budget. When it comes to managing personal finances, striking the right balance between paying […]
July 26, 2023 Why refinancing your auto loan could benefit you. Living expenses are on the rise in general, and that includes the cost of driving. The last few pandemic years have not been a great time for car shopping. That’s especially true if you needed to finance a car. If you financed a car in the past […]
July 6, 2023 Teaching kids about money can help them avoid major money mistakes. Personal finance isn’t a subject typically taught in school, so your kids may need your help learning about money management. Graduating school with a solid understanding of personal finance can give your kids a leg up and help them avoid major money mistakes. Here […]
June 26, 2023 Rising Car Debt is a Problem Car prices have surged since the pandemic. As a result, many consumers are paying car payments that are more than $1,000 a month. In addition to higher car prices, the Federal Reserve has been raising interest rates in an attempt to calm inflation, driving up auto loan balances. These […]
