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A common misconception is that a personal loan is only meant for individuals in “dire financial situations”

Debunking 3 Common Personal Loan Misconceptions

You Can’t Afford to Believe These Personal Loan Misconceptions Personal loans are a popular financial tool for individuals seeking to consolidate debt, cover unexpected expenses, or finance significant life events. As of the first quarter of 2023, U.S. personal loan balances reached $225 billion, up 26% from the same time in 2022, according to a […]

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Your wedding doesn’t have to put you into debt to be what you’ve dreamed of.

Simple Tips for Wedding Savings

Wedding Savings Tips for Your Big Day Your wedding day should be a special moment filled with love, joy, and celebration. While there’s a lot of fun to be had planning a wedding, there’s also a lot to think about, from the ceremony to the reception venue, catering and more. All those costs can add […]

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Getting engaged can be one of the most exciting times in a person’s life

Should You Use a Personal Loan for an Engagement Ring?

Consider the pros and cons of a personal loan for an engagement ring. Getting engaged is one of the most exciting times in a person’s life. There’s a lot that goes into planning an engagement, but one of the most significant aspects is selecting the engagement ring. While there are a lot more affordable options […]

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Buy now, pay later services have changed online shopping

Should You Use a Buy Now, Pay Later Service?

Consider These Tips Before Using Buy Now, Pay Later Services. Buy now, pay later services have gained popularity because they are convenient and flexible. The ability to pay for purchases over time through layaway plans has existed for years at certain stores. Today, online retailers make it easy for consumers to select payment plans via […]

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The increasing costs of higher education are making it more challenging for people to get a degree.

Save Money on College Costs

If you have teenagers or are looking to advance in your career through education, chances are you’re planning for college costs. The soaring costs of higher education are making it more challenging for individuals to get that degree. Between 2000 and 2021, average tuition and fees have jumped by 69%. In-state tuition and fees at […]

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Embarking on a budget-friendly voyage is possible and worthwhile

Cheap Travel Tips: How to Travel for $500 or Less

Travel for Less Than $500 with These Cheap Travel Tips Do you yearn for exciting adventures and thrilling escapades, but your budget forbids it? Embarking on a budget-friendly voyage is possible and worthwhile. About 73% of people gain health benefits from a vacation. Possible health benefits associated with travel include boosting your immune system, lowering […]

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Tips to deal with upside down car loans as go down, inflation rises, and new cars cost more.

How to Get Out of an Upside Down Car Loan

Get back on track and out of your upside down car loan. Many Americans use car loans to purchase a new or used car since very few of us have enough in savings to cover the vehicle cost upfront. Around 31% of American adults say they rely on car loans to pay for a car […]

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If you financed a car in the past few years, you might be able to save money by refinancing an auto loan.

When Refinancing an Auto Loan is a Good Idea

Why refinancing your auto loan could benefit you. Living expenses are on the rise in general, and that includes the cost of driving. The last few pandemic years have not been a great time for car shopping. That’s especially true if you needed to finance a car. If you financed a car in the past […]

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Getting away is not cheap. Adjust how you book and make plans to save money on travel.

5 Ways to Save Money on Travel

You’ve got the urge to travel, but getting away is certainly not cheap right now. Use these insider tips to adjust how you book and make plans to save money on travel. 1. Start checking airfare months before you plan to travel. Flights are generally more expensive if you wait to the last minute to […]

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Having a small, affordable wedding that you can pay for in cash or pay off quickly is a great way to avoid getting into debt

What to Know About Wedding Personal Loan

What to know if you are considering a wedding personal loan. Planning a wedding can be really fun but also financially draining. The average cost of a wedding in 2023 is expected to be $29,000, up from $28,000 in 2022, according to Zola. That factors in expenses like flowers, cake, catering, and more. Having a […]

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Home equity is the value of your home minus what you still owe on your mortgage.

Home Equity Loan or Cash-Out Refinance?

Home equity loan or cash-out refinance? Which is the better choice? When you need funds for a major expense, you might be considering a home equity loan or cash-out refinance. As a homeowner, you have the unique benefit of being able to tap into the equity you build over time. Home equity is the value […]

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Purchasing a used car instead of a new one can save you money

Used Car Tips: Shop Around for Financing

Used car tips to help you save when financing. Buying a used car can be a great way to save money and stick to your budget. A used or preowned car can be much less expensive than buying a similar new model. The average used car price as of January 2023 was about $26,000. On […]

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