August 8, 2023 Travel for Less Than $500 with These Cheap Travel Tips Do you yearn for exciting adventures and thrilling escapades, but your budget forbids it? Embarking on a budget-friendly voyage is possible and worthwhile. About 73% of people gain health benefits from a vacation. Possible health benefits associated with travel include boosting your immune system, lowering […]
August 3, 2023 Learn when to pay off a personal loan and when to save. If you’ve ever borrowed money before, you know it’s beneficial to pay off your debt as quickly as possible. You’ll spend less on interest and make room in your budget. When it comes to managing personal finances, striking the right balance between paying […]
July 10, 2023 How does your personal loan balance compare to the average? Personal loans are popular among consumers because they are flexible and relatively easy to obtain. Personal loans also tend to come with competitive interest rates and don’t require you to put down collateral. Since personal loans come with fixed rates, consumers find them easier to […]
July 6, 2023 Teaching kids about money can help them avoid major money mistakes. Personal finance isn’t a subject typically taught in school, so your kids may need your help learning about money management. Graduating school with a solid understanding of personal finance can give your kids a leg up and help them avoid major money mistakes. Here […]
July 3, 2023 Protect your money and your career. Prepare for a layoff. As chatter increases around a potential recession, many Americans are worried about layoffs. Results from a recent CNBC workforce survey found that 80% of workers are concerned about a recession. Those worries could be founded based on a survey from Insight Global which showed that […]
June 21, 2023 Tips for choosing a personal loan term length. As a consumer, you have many choices when it comes to borrowing money if you have good credit. A personal loan is one of the most flexible options for borrowing. Unlike credit cards, personal loans have fixed interest rates. With auto loans or mortgages, you can only […]
April 28, 2023 Personal loans and mortgages are common types of debt. Here’s how they impact each other. Many Americans use unsecured personal loans to pay off high interest debt, make major purchases, and cover unexpected expenses. As of Q4 2022, the total unsecured personal loan balance was $222 billion, up from $167 billion the previous year, according […]
April 19, 2023 How to Keep Up with Your Car Loan Payments Many Americans rely on car loans to be able to drive. Car loans have been on an upward trend for the past several years. The number of car loans has grown about 29% over the past decade to about 116.43 million loans. With higher interest rates, […]
April 10, 2023 Look for these signs if you suspect you have a budget problem. Creating and managing a budget helps you identify where your money is going, areas where you overspend, and saving opportunities. An effective budget can help you reach a financial goal like buying a new car, putting a down payment on a home, building […]
March 29, 2023 Being in debt is common, but that doesn’t make it any less stressful. If your debt is becoming overwhelming, you might be asking yourself, “Is debt consolidation for me?” When you consolidate debt, you use one loan to pay off your other debts. For example, if you have multiple credit cards, you can pay them […]
March 23, 2023 A Personal Loan Can Help Your Credit Score Credit scores are the key to borrowing money, whether it’s through a loan or credit card. If you have a poor score, it can be difficult to find a lender or get approved for a credit card. Those lenders that will approve a person with bad credit […]
December 17, 2022 Is a Phone Trade-In Your Best Option? Let’s face it, many of us are addicted to our cell phones. According to Statista, the average time spent on smartphones daily in the U.S. is five to six hours. We do a lot on our smartphones, from managing work emails and Slack messages to communicating with our […]
