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effective strategies that can help you pay less for gas and keep more money in your bank account

Maximizing Savings at the Pump: Strategies for Gas Savings

If you’ve noticed your money doesn’t go as far at the pump, you’re not alone. With the ever-fluctuating prices at the gas pump, finding gas savings has become essential for most drivers. While you can’t control global oil markets, you can certainly take steps to reduce fuel expenses. This article will dive into effective strategies […]

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Planning for your car payment before you buy a car can help you avoid financial hardship.

How to Manage a High Monthly Car Payment: 3 Essential Strategies

Committing to a car payment is a significant fiscal responsibility that requires careful consideration and planning. from the Federal Reserve Bank of New York. Auto loan delinquencies are at their highest since the Great Recession. Planning for your car payment before you buy a car can help you avoid financial hardship. When faced with a […]

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Reviewing a budget and making adjustments

Signs You Have a Budget Problem

Look for these signs if you suspect you have a budget problem. Creating and managing a budget helps you identify where your money is going, areas where you overspend, and saving opportunities. An effective budget can help you reach a financial goal like buying a new car, putting a down payment on a home, building […]

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Your credit score will determine your interest rate for a debt consolidation personal loan

Is Debt Consolidation for Me?

Being in debt is common, but that doesn’t make it any less stressful. If your debt is becoming overwhelming, you might be asking yourself, “Is debt consolidation for me?” When you consolidate debt, you use one loan to pay off your other debts. For example, if you have multiple credit cards, you can pay them […]

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Money habits that are draining your bank account.

Avoid These Common Money Habits to Save Your Wallet

Learn what money habits are draining your bank account. You might be aware of expensive habits, but are you aware of the small ways you are neglecting your finances? Minor spending here and there could be preventing you from reaching financial goals, or even worse, causing you to accumulate debt. Here are some bad money […]

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boat cruising on the water

5 Purchases People Typically Regret

Avoid the potential buyer’s remorse and skip purchases people typically regret. Money is tight for a lot of Americans right now. As of May 2021, there were 9.3 million people unemployed in the US. Even if you weren’t impacted by the pandemic, who wants to waste money that could be better spent? Here are some […]

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Learn how to increase your personal loan approval chances.

Online Loans: Why Borrow Online & How to Do It

What are online loans and why should you use them? While many Americans are used to banking online, some people still have reservations about borrowing online. If you have never taken out an online loan, this guide is for you. How to borrow money online. Today, there are many online lenders to choose from. However, […]

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Self Empowerment through financial security

How to Pay the Bills When You Are Making Minimum Wage

Ways you can pay your bills and reach financial goals while making minimum wage. Living off the minimum wage is challenging, especially if you have a one-income household. As of May 2021 the federal minimum wage is $7.25 per hour. It has not been raised in over 10 years, according to the Economy Policy Institute. […]

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Eviction is a terrible experience.

How to Avoid an Eviction and What to Do if You Can’t

Getting evicted is a terrible experience. Here are some ways to avoid it. Many people were financially impacted by COVID-19, some unable to even afford rent. The CARES Act protected renters against evictions and late fees, but that expired on July 24th 2020. Eviction laws vary from state to state, so make sure to review […]

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Lending options for all credit types

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