Articles on: Personal Loans

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Personal Loan to pay off debt

Use a Personal Loan to Save Money While Paying Off Debt

category tagMarch 29, 2022

Learn how a personal loan can help you save money and pay off debt Paying off high-interest debt can require many financial sacrifices and still take years. For most Americans, it takes more than a year to pay down credit card debt. The average American household needs approximately 13 months to pay down the average […]

Personal loan vs credit card-find out when personal loans make more sense.

4 Times a Personal Loan Makes More Sense Than a Credit Card

category tagMarch 15, 2022

Personal loan vs credit card – find out when personal loans make more sense. When it comes to major purchases, consumers typically have two choices – take out a personal loan or use a credit card. A major purchase could be anything from home repairs to buying a car to covering a medical expense. When […]

Debt relief options are financial tools that can change the terms or the amount of debt a person has.

What is Debt Relief and Is it the Best Option for You?

category tagOctober 4, 2021

Understanding debt relief and your options. Are you trying hard to pay off debt, but not making progress? If you have made real efforts to pay down your debt but can’t seem to make a dent, you may benefit from debt relief. Debt relief options are financial tools that can change the terms or the […]

Crowd of people during coronavirus pandemic

Pandemic Relief is Ending – Learn Where You Can Still Find Assistance

category tagAugust 30, 2021

Pandemic relief is ending for some. Learn where you can still find assistance if you have been impacted by the pandemic. Millions of Americans have received financial assistance through the American Rescue Plan stimulus relief bill which included three stimulus check payments, billions of dollars to small businesses and unemployment insurance. The aid that has […]

How to Determine if a Fixer-Upper is a Good Investment

category tagAugust 24, 2021

Flipping a fixer-upper can be a lucrative investment if you buy the right house. Watching home renovation shows can get you excited about house flipping, but there is a lot to know before you purchase a fixer upper. A fixer-upper can cost a lot less than a new build or recently remodeled home, giving the […]

Managing money with a budget

Managing Money: 4 Things You Should Avoid Doing with Your Money

category tagJuly 14, 2021

Managing money is challenging, but you can improve your finances by avoiding these money mistakes. Managing money isn’t easy. There are so many things tempting us to spend. Whether it’s adorable baby clothes, trendy shoes or a new flat screen, sometimes the urge to splurge is overwhelming. If you aren’t reaching your financial goals or […]

Ambulance rushing to the hospital during a medical emergency
boat cruising on the water

5 Purchases People Typically Regret

category tagMay 21, 2021

Avoid the potential buyer’s remorse and skip purchases people typically regret. Money is tight for a lot of Americans right now. As of May 2021, there were 9.3 million people unemployed in the US. Even if you weren’t impacted by the pandemic, who wants to waste money that could be better spent? Here are some […]

Calculating amounts owed for tax season

5 Reasons You Might Owe Money to the IRS This Year

category tagMay 13, 2021

Why you might owe money to the IRS this year. Don’t get surprised by a tax bill. While most income is taxed, there may be reasons why you owe the Internal Revenue Service this year, even if money was withheld from your paychecks. Discover reasons why people owe money to the IRS, and how to […]

Self Empowerment through financial security

How to Pay the Bills When You Are Making Minimum Wage

category tagApril 29, 2021

Ways you can pay your bills and reach financial goals while making minimum wage. Living off the minimum wage is challenging, especially if you have a one-income household. As of May 2021 the federal minimum wage is $7.25 per hour. It has not been raised in over 10 years, according to the Economy Policy Institute. […]

Planning your vacation on a map

How to Save and Pay for Travel

category tagApril 15, 2021

Now that it’s becoming safer to travel again, learn how you can save and pay for travel. Many people avoided traveling last year, when coronavirus cases were increasing across the country. This was especially true of air travel. According to the Transportation Security Administration, the U.S. government screened 500 million fewer people at U.S. airport […]

There are many ways to travel on a budget, but you may still need help paying for your trip.

Travel Loans: Should I Get a Travel Loan?

category tagApril 1, 2021

Coming out of a year of quarantining and budgeting, many Americans are beginning to book vacations. If you are like many people, you have PTO to spare these days and are itching to put them to good use. Unfortunately, as more people begin to book trips, the cost of travel is increasing as well. Experts […]

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