All Blogs on: Prime Lending

Take control of your financial health

Career Advancement Costs

April 5, 2024

What are Career Advancement Costs? Many people are looking for professional growth but are not aware of the costs associated with it. Advancing your career might require further education, networking, or mentorship which can all have costs associated with them. Learn more about career advancement costs to determine if they’re worth the investment. Furthering Your […]

How Fast Are Personal Loans?

March 7, 2024

How Fast Are Personal Loans? It Depends. Ever wonder, “How fast are personal loans?” The answer is, it depends. Different lenders can provide different funding times, but in general you can expect funding in as soon as one-five business day if you use an online lender. Many lenders don’t fund loans during holidays, and some […]

5 Personal Loan Rejection Reasons Impacting Your Approval

January 31, 2024

Understanding Personal Loan Rejection Reasons Personal loans are a common source of funding used by millions of consumers. By the fourth quarter of 2022, more than 22.5 million consumers had at least one unsecured personal loan. These types of loans are popular because they can provide the necessary funds to cover various expenses, from medical […]

6 Ways to Reduce Pet Expenses

January 24, 2024

There are many benefits to owning a pet. Studies have shown that the bond between people and their pets is linked to several health benefits including decreased blood pressure, cholesterol, triglyceride levels, feelings of loneliness, anxiety, and symptoms of PTSD. Pet ownership has significantly increased over the past three decades, with 66% of U.S. households […]

Tips to Help You Get Personal Loan Approval

January 3, 2024

Get the funding you need. Discover tips to increase your personal loan approval chances now. Personal loans can help you reach your short-term financial goals. Whether you’re planning a dream vacation, consolidating debt, or dealing with unexpected expenses, a personal loan can provide the funds you need when you can’t use or don’t have enough […]

Home Equity Loan for Holiday Expenses: Good or Bad Idea?

December 19, 2023

Is a home equity loan for holiday expenses a good idea? The holiday season can bring joy, but it can also be financially challenging. From hosting festive gatherings, to attending holiday events, gift-giving, and travel, the holidays can drain your bank account. In the quest to fund these seasonal expenses, some homeowners may consider borrowing […]

Paying Back a Personal Loan: 4 Ways to Regain Financial Stability

December 6, 2023

Personal loans can be a useful financial tool when you need quick access to funds for just about any purpose, from consolidating debt to covering emergency expenses. However, life can be unpredictable, and you may find yourself in a situation where paying back a personal loan is difficult. Personal loans accounted for $225 billion in […]

Can You Have Multiple Personal Loans at the Same Time?

October 10, 2023

When it comes to personal finance, many people experience challenges throughout their lives. Managing multiple financial obligations can be overwhelming and difficult as income levels and expenses fluctuate. Personal loans are often used to help with various expenses like home improvements, car repairs, major purchases, and debt consolidation. Personal loans can be a valuable financial […]

Should You Use a Personal Loan for an Engagement Ring?

August 30, 2023

Consider the pros and cons of a personal loan for an engagement ring. Getting engaged is one of the most exciting times in a person’s life. There’s a lot that goes into planning an engagement, but one of the most significant aspects is selecting the engagement ring. While there are a lot more affordable options […]

Cheap Travel Tips: How to Travel for $500 or Less

August 8, 2023

Travel for Less Than $500 with These Cheap Travel Tips Do you yearn for exciting adventures and thrilling escapades, but your budget forbids it? Embarking on a budget-friendly voyage is possible and worthwhile. About 73% of people gain health benefits from a vacation. Possible health benefits associated with travel include boosting your immune system, lowering […]

How to Get the Best Personal Loan Rate

July 24, 2023

3 ways you can get the best personal loan rate. Like a credit card, you can use a personal loan to cover almost any purchase. Whether you’re looking to upgrade your kitchen appliances, repair your home, or cover moving expenses, a personal loan can help. Unlike credit cards that come with variable interest rates, personal […]

What is The Average Personal Loan Balance?

July 10, 2023

How does your personal loan balance compare to the average? Personal loans are popular among consumers because they are flexible and relatively easy to obtain. Personal loans also tend to come with competitive interest rates and don’t require you to put down collateral. Since personal loans come with fixed rates, consumers find them easier to […]

Ready to get started?
Get Started

Won't affect your FICO® Credit Score¹