All Blogs on: Pros and Cons

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Personal Loan for Inflation: Could a Loan Help Fight Inflation?

March 17, 2023

While 2022 is in the rear-view mirror, one thing that isn’t is high inflation. While the U.S. economy slowed in the 4th quarter, it still grew at a 2.9% rate despite high interest rates and widespread fear of a recession. While that might seem like good news, it also means that inflation has remained higher […]

Pros and Cons of Online Personal Loan Lenders

March 6, 2023

What are the Pros and Cons of Online Personal Loan Lenders? Personal loans are a valuable and convenient financial tool. They can be used for just about any expense, unlike other loans like mortgages or car loans. How much you can borrow through a personal loan varies depending on the lender, your financial background, and […]

Is a Personal Loan for Home Improvements the Best Option?

February 13, 2023

Learn more about a personal loan for home improvements Some people purchase older homes, even though there are known issues, because they are cheaper. For many, especially during hot markets like the one that just occurred from 2020 to 2022, it’s the only way to buy a home. These homes may require things like a […]

Best Ways to Finance a Car in 2023

January 28, 2023

If you’re looking to finance a car, here are the best ways to get the money you need. Car financing plays a big role in how Americans buy vehicles. It can be the difference between a person getting the car of their dreams versus settling for something less. About 35% of American adults relied on […]

Types of Credit Card Rewards and How They Work

January 14, 2023

Learn more about your credit card reward options and how they work. You have many options when it comes to credit cards, and many cards offer rewards. There are cards that offer you cash back, travel miles, or points that can be redeemed for items when you make qualified purchases. You should consider how you […]

Phone Trade-In vs Selling: Which Pays Better?

December 17, 2022

Is a Phone Trade-In Your Best Option? Let’s face it, many of us are addicted to our cell phones. According to Statista, the average time spent on smartphones daily in the U.S. is five to six hours. We do a lot on our smartphones, from managing work emails and Slack messages to communicating with our […]

Will Closing Credit Cards Ruin My Credit?

June 12, 2022

Learn more about how closing credit cards impact credit scores. A credit card, like most things, is okay to use in moderation. It’s when you abuse them that they become detrimental to your financial health. Some credit card advice is obvious, like paying off your balance before the end of the month and not maxing […]

How to Determine if a Fixer-Upper is a Good Investment

August 24, 2021

Flipping a fixer-upper can be a lucrative investment if you buy the right house. Watching home renovation shows can get you excited about house flipping, but there is a lot to know before you purchase a fixer upper. A fixer-upper can cost a lot less than a new build or recently remodeled home, giving the […]

A Borrower’s Guide to Online Lending

February 2, 2021

Whether you’re facing an unexpected emergency or need help financing a major purchase, a personal loan can get you the cash you need. Traditionally, when you needed money, you would visit your local bank or credit union for a loan; while this is still an option, more and more people are turning to online lending […]

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