All Blogs on: Refinance

Get back on track and out of your upside down car loan. Many Americans use car loans to purchase a new or used car since very few of us have enough in savings to cover the vehicle cost upfront. Around 31% of American adults say they rely on car loans to pay for a car […]

Why refinancing your auto loan could benefit you. Living expenses are on the rise in general, and that includes the cost of driving. The last few pandemic years have not been a great time for car shopping. That’s especially true if you needed to finance a car. If you financed a car in the past […]

3 ways you can get the best personal loan rate. Like a credit card, you can use a personal loan to cover almost any purchase. Whether you’re looking to upgrade your kitchen appliances, repair your home, or cover moving expenses, a personal loan can help. Unlike credit cards that come with variable interest rates, personal […]

How does your personal loan balance compare to the average? Personal loans are popular among consumers because they are flexible and relatively easy to obtain. Personal loans also tend to come with competitive interest rates and don’t require you to put down collateral. Since personal loans come with fixed rates, consumers find them easier to […]

Home equity loan or cash-out refinance? Which is the better choice? When you need funds for a major expense, you might be considering a home equity loan or cash-out refinance. As a homeowner, you have the unique benefit of being able to tap into the equity you build over time. Home equity is the value […]

Personal loans and mortgages are common types of debt. Here’s how they impact each other. Many Americans use unsecured personal loans to pay off high interest debt, make major purchases, and cover unexpected expenses. As of Q4 2022, the total unsecured personal loan balance was $222 billion, up from $167 billion the previous year, according […]

Is Debt Consolidation or Debt Settlement Right for Me? There are benefits and drawbacks to both options. You’re tired of feeling anxious about your debt. You want to feel financially free again and out from under the burden of high-interest debt. There are multiple debt payoff strategies, but two common options are debt consolidation and […]

There are many options for personal loans. Here’s how to make the right choice. Of course, it’s wise to not spend money you don’t have, but many of us find it difficult to confine our purchases to just the money we earn each month. Whether it’s to cover a major purchase or emergency expense, many […]

The New Year is a great excuse to get back on financial track. After a holiday season full of splurging on holiday events, travel, and gifts – now is a great time to adjust your budget and put more money towards your savings or emergency fund. There are many ways to lower bills and reach […]

Best Ways to Save Money on Bills in 2022 If you are living paycheck to paycheck or struggling to contribute to your savings for other reasons, you might make saving money one of your New Year’s resolutions. Building a realistic budget, cutting some unnecessary expenses, and reducing your bills can help you put money aside […]

Is a Bad Credit Loan the Best Option for You? Borrowing can be challenging for people with credit below the fair range 580 – 669. People with bad credit typically have negative marks in their credit reports like late payments or accounts that are past due or in collections. A low credit score tells a […]

Understanding debt relief and your options. Are you trying hard to pay off debt, but not making progress? If you have made real efforts to pay down your debt but can’t seem to make a dent, you may benefit from debt relief. Debt relief options are financial tools that can change the terms or the […]