All Blogs on: Retirement

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Investing for the first time can be intimidating, but don’t give up

New Investor Tips to Help You Build Wealth

New Investor Tips You Need Before You Get Started If you want to start investing, but are nervous or have concerns, you aren’t alone. About 30% of survey respondents believe they currently do not have enough money to invest, while 11% feel investing is complicated. About 14% are afraid of losing money, and 5.4% are […]

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Companies are increasingly welcoming back former employees, referred to as boomerang employees.

Can You Earn More as a Boomerang Employee?

What is a boomerang employee and is it beneficial? A new hiring trend has emerged, and it’s reshaping the way both employers and employees perceive professional relationships. Companies are increasingly welcoming back former employees, so called boomerang employees, recognizing the value they bring with the skills and experiences acquired while away. Today, more than a […]

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It's possible to strike a balance between paying off your debts and securing your financial future.

How to Boost Retirement Savings While Paying Off Loans

Tips to Help Boost Retirement Savings While You Pay Off Debt Saving for retirement is crucial, yet it’s challenging for many Americans. According to U.S. Census Bureau data from 2018, about 50% of women and 47% of men between the ages of 55 and 66 have no personal retirement savings. Managing loan payments can often […]

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A 401(k) loan is essentially borrowing money from your retirement savings.

3 Reasons to Choose a Personal Loan Over a 401(k) Loan

Whether a 401(k) loan or personal loan is the right option. If you need funding for a major life event, home improvement project, or other major expense, you might be considering borrowing from your 401(k), or retirement savings, or taking out a personal loan. While both options have their benefits and drawbacks, this article explores […]

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A 401(k) loan is essentially borrowing money from your retirement savings.

The Pros and Cons of Using a 401(k) Loan for Home Renovations

Home renovations can be fun or stressful, depending on whether they were planned or not and if everything is going on track. When it comes to funding your home renovation project, various options are available to you. One option you might have available to you is to take out a loan from your 401(k) retirement […]

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Women accumulating Student Loan Debt

Women and Student Loan Debt, Why the Numbers are Concerning

Why student loan debt for women is concerning. Many people dream of attending college. There’s also a direct connection between attending college and earning a higher salary. However, for millions of Americans, college is only affordable with the help of student loans, which can be challenging to pay off. There were 45 million borrowers with […]

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Using an app to help his monthly budget

Can a Budgeting App Help You & Which to Choose?

How to know if a budgeting app is right for you. Creating a budget for your household can be challenging, especially if finances are tight. Deciding which expenses to keep and what to cut can feel overwhelming. In addition, not everyone feels comfortable using Excel or a worksheet. However, creating a budget is vital to […]

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Borrowing With Your Signature

Sometimes, when you apply for a bank loan, you have to agree to put up some type of collateral. This is can be your home, your personal vehicle, your retirement accounts, or any stocks and bonds you may have. Taking out a loan with assets like these as collateral means that the lender can take […]

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