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stressed about personal finances

Free Money? Creative Ways to Get Cash Back & Boost Your Income

Discover Creative Ways to Get Cash Back & Boost Your Income In a world where financial stability is a key concern for many people, the pursuit of additional income streams has become a common goal. About 70% of Americans admit to being stressed about their personal finances, and 52% of U.S. adults said their financial […]

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Investing for the first time can be intimidating, but don’t give up

New Investor Tips to Help You Build Wealth

New Investor Tips You Need Before You Get Started If you want to start investing, but are nervous or have concerns, you aren’t alone. About 30% of survey respondents believe they currently do not have enough money to invest, while 11% feel investing is complicated. About 14% are afraid of losing money, and 5.4% are […]

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Consolidating debt involves combining multiple debts into a single loan, often with the aim of simplifying payments and potentially lowering interest rates.

Is Debt Consolidation for You in 2024?

Find Out if Debt Consolidation is For You As we head into a new year, many people are setting financial goals and focusing on achieving better financial health. For some of these people, is worth exploring. Consolidating debt involves combining multiple debts into a single loan, often with the aim of simplifying payments and potentially […]

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Stretch your paycheck further by leveraging free perks

Unlocking Free Perks: A Guide to Free Goods and Services

Guide to Uncovering Free Perks While inflation may finally be cooling, prices are still rising, just at a slower rate. For example, food prices rose 2.9% between November 2022 and November 2023. Many people are looking for savings where they can find them. One way to enjoy the things you like while spending less is […]

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Deciding to refinance a personal loan can save money, lower monthly payments, and simplify your finances.

Should You Refinance a Personal Loan?

Can you refinance a personal loan? And is it the best option? Personal loans help individuals bridge gaps between their income and expenses or fund major life events. However, once you’ve taken out a personal loan, circumstances might change, leading you to wonder if there’s a better financial option available. Refinancing may be one of […]

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Companies are increasingly welcoming back former employees, referred to as boomerang employees.

Can You Earn More as a Boomerang Employee?

What is a boomerang employee and is it beneficial? A new hiring trend has emerged, and it’s reshaping the way both employers and employees perceive professional relationships. Companies are increasingly welcoming back former employees, so called boomerang employees, recognizing the value they bring with the skills and experiences acquired while away. Today, more than a […]

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Beyond the health benefits, pets bring immeasurable joy and companionship. It’s important to give them the care they need.

6 Ways to Reduce Pet Expenses

There are many benefits to owning a pet. Studies have shown that the bond between people and their pets is linked to several health benefits including decreased blood pressure, cholesterol, triglyceride levels, feelings of loneliness, anxiety, and symptoms of PTSD. Pet ownership has significantly increased over the past three decades, with 66% of U.S. households […]

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It's possible to strike a balance between paying off your debts and securing your financial future.

How to Boost Retirement Savings While Paying Off Loans

Tips to Help Boost Retirement Savings While You Pay Off Debt Saving for retirement is crucial, yet it’s challenging for many Americans. According to U.S. Census Bureau data from 2018, about 50% of women and 47% of men between the ages of 55 and 66 have no personal retirement savings. Managing loan payments can often […]

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celebrate the holidays by hosting a memorable gathering for family and friends

Budget Holiday Party Ideas

Budget Holiday Party Ideas You Need This Holiday Season The holiday season is upon us, and what better way to celebrate than by hosting a memorable gathering for family and friends? But hosting can be expensive during an already costly time of year. If you’re looking to elevate your festive party game, we’ve got you […]

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, with a bit of strategic planning and creative thinking, you can navigate the gift-giving season without breaking the bank.

Holiday Gift Savings: How to Save This Year

Get Tips and Tricks for Holiday Gift Savings The holiday season is upon us, and along with the joyous festivities comes the inevitable pressure to find the perfect gifts for our loved ones. While giving gifts can fill us with joy, it’s no secret that holiday shopping can put a strain on our bank accounts. […]

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home equity loan for holiday expenses

Home Equity Loan for Holiday Expenses: Good or Bad Idea?

Is a home equity loan for holiday expenses a good idea? The holiday season can bring joy, but it can also be financially challenging. From hosting festive gatherings, to attending holiday events, gift-giving, and travel, the holidays can drain your bank account. In the quest to fund these seasonal expenses, some homeowners may consider borrowing […]

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