All Blogs on: Vehicle Expenses

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effective strategies that can help you pay less for gas and keep more money in your bank account

Maximizing Savings at the Pump: Strategies for Gas Savings

If you’ve noticed your money doesn’t go as far at the pump, you’re not alone. With the ever-fluctuating prices at the gas pump, finding gas savings has become essential for most drivers. While you can’t control global oil markets, you can certainly take steps to reduce fuel expenses. This article will dive into effective strategies […]

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A common misconception is that a personal loan is only meant for individuals in “dire financial situations”

Debunking 3 Common Personal Loan Misconceptions

You Can’t Afford to Believe These Personal Loan Misconceptions Personal loans are a popular financial tool for individuals seeking to consolidate debt, cover unexpected expenses, or finance significant life events. As of the first quarter of 2023, U.S. personal loan balances reached $225 billion, up 26% from the same time in 2022, according to a […]

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Tips to deal with upside down car loans as go down, inflation rises, and new cars cost more.

How to Get Out of an Upside Down Car Loan

Get back on track and out of your upside down car loan. Many Americans use car loans to purchase a new or used car since very few of us have enough in savings to cover the vehicle cost upfront. Around 31% of American adults say they rely on car loans to pay for a car […]

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If you financed a car in the past few years, you might be able to save money by refinancing an auto loan.

When Refinancing an Auto Loan is a Good Idea

Why refinancing your auto loan could benefit you. Living expenses are on the rise in general, and that includes the cost of driving. The last few pandemic years have not been a great time for car shopping. That’s especially true if you needed to finance a car. If you financed a car in the past […]

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car debt is now so high, borrowers owe more than their car is worth

Car Debt is High & Causing Negative Equity

Rising Car Debt is a Problem Car prices have surged since the pandemic. As a result, many consumers are paying car payments that are more than $1,000 a month. In addition to higher car prices, the Federal Reserve has been raising interest rates in an attempt to calm inflation, driving up auto loan balances. These […]

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Purchasing a used car instead of a new one can save you money

Used Car Tips: Shop Around for Financing

Used car tips to help you save when financing. Buying a used car can be a great way to save money and stick to your budget. A used or preowned car can be much less expensive than buying a similar new model. The average used car price as of January 2023 was about $26,000. On […]

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Research types of loans available to you when purchasing a car

Car Loans: Tips for Keeping Up with Your Payments

How to Keep Up with Your Car Loan Payments Many Americans rely on car loans to be able to drive. Car loans have been on an upward trend for the past several years. The number of car loans has grown about 29% over the past decade to about 116.43 million loans. With higher interest rates, […]

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Car financing has big role in how we buy vehicles

Best Ways to Finance a Car in 2023

If you’re looking to finance a car, here are the best ways to get the money you need. Car financing plays a big role in how Americans buy vehicles. It can be the difference between a person getting the car of their dreams versus settling for something less. About 35% of American adults relied on […]

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common, expensive car mistakes and what you can do to avoid going broke over car repairs.

Avoid Most Common Expensive Car Mistakes

Common expensive car mistakes and how you can avoid them. Many Americans rely on a car to get them where they need to be. The average American drives an average of 12,785 miles each year, according to the Federal highway Administration. Each day, Americans drive about 25 miles and spend about an hour in their […]

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A Borrower’s Guide to Online Lending

Whether you’re facing an unexpected emergency or need help financing a major purchase, a personal loan can get you the cash you need. Traditionally, when you needed money, you would visit your local bank or credit union for a loan; while this is still an option, more and more people are turning to online lending […]

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Borrowing With Your Signature

Sometimes, when you apply for a bank loan, you have to agree to put up some type of collateral. This is can be your home, your personal vehicle, your retirement accounts, or any stocks and bonds you may have. Taking out a loan with assets like these as collateral means that the lender can take […]

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