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Major Purchases

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Fixed Term-Installment Loan for Major Purchases

Personal loans can help cover unexpected costs or restructure debt load.

Unexpected expenses can happen at any time, and there is no way to plan for accidents or medical emergencies. We all know about the big three: Car, Medical, and Home Expenses. But what about significant purchases like unplanned travel, moving costs, or unexpected enrollment costs that require fast cash!

These expenses can add up quickly and leave you struggling to make ends meet. But with a little help and some good financial savvy, you can battle those financial hardships and come out better in the end!

You may be asking, “What types of major expenses can I take a Fixed Term Installment Loan out for?” Here are a few you may not have thought about!

Unplanned Travel Expenses

We’ve all been there! Whether it’s a death in the family, a job interview, a surprise wedding, a sick relative, or a million other curveballs life throws your way, unexpected travel is inevitable. AND EXPENSIVE!

While It is not a financially sound idea to open a new line of credit or personal loan just to finance a vacation, a personal loan for your travel plans may make sense if you didn’t see the expense coming and need cash fast! Uprova can offer manageable payments with our installment loans, allowing you to spread the cost out over time, without paying tons in fees and interest!

Pay close attention to the payment amount and frequency and make sure you can afford to repay that amount every payment for the duration of your loan. If you are not sure if you can afford that payment on your current budget, then it may not be worth going into debt to take that unexpected expense right now.

Unexpected Moving Costs

We all move. Some of us more than others! But we don’t all think about the crazy costs associated with moving. If you have ever been through a move, you know what we’re talking about. And if you haven’t planned for it, those costs can add up fast. Not to mention you’re in a position where time is of the essence, maybe between places, or running up on a closing deadline.

According to The American Moving and Storage Association, the average cost of an interstate household move is about $4,300 (average distance of 1,225 miles), and the average cost of an intrastate move is about $2,300!

Moving or relocation costs can add up fast. The total costs of moving can vary depending on if you hire a professional moving company, or if you go the DIY route. Regardless of your approach, moving expenses can be significant, and that’s why it’s essential to plan for them carefully, and if you can’t afford to pay for your move outright, you should consider a personal installment loan for your moving expenses.

Animal Emergencies

Pet health emergencies can be expensive. If you have pets, you probably already know how expensive it can be to rush them to the vet, and these surprise veterinarian visits are usually followed by a massive bill.

Other Good Uses for Personal Installment Loans

  • Taxes
  • Traffic tickets
  • Court judgments
  • Fines

A personal loan can help you cover these unexpected costs or restructure your debt load. You should only borrow what you need, and make sure you can afford the payment for the duration of your loan. If you are not sure if you can afford a personal loan payment on your current budget, then talk to Uprova to see what other loan options may be available to you.

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