Accidents happen, and people get sick. Sometimes, you can’t avoid going to the hospital or doctor, and sometimes you end up with unexpected medical bills at the worst possible time. To add to that, people without health coverage are exposed to the full amount of their medical costs. This exact scenario has led many people into deep debt or even bankruptcy.
It’s easy to underestimate how much medical care can cost:
The Annals of Internal Medicine found that for three common illnesses – middle ear infection, sore throat, and urinary tract infection – an urgent care visit on average was cheaper than seeing a primary care physician and significantly less expensive than going to the emergency room.
Condition | Emergency Room Cost | Urgent Care Cost |
---|---|---|
Allergies | $345 | $97 |
Acute Bronchitis | $595 | $127 |
Earache | $400 | $110 |
Sore Throat | $525 | $94 |
Pink Eye | $370 | $102 |
Sinusitis | $617 | $112 |
Strep Throat | $531 | $111 |
Upper Respiratory Infection | $486 | $111 |
Urinary Tract Infection | $665 | $112 |
According to Debt.org, even though urgent care is less expensive than going to the emergency room, none of these medical costs are cheap. What can you do if you don’t have the money to pay for these types of medical care?
If you’re low on cash but need immediate medical care, there are options for you to consider. Here’s what you can do if you can’t afford your medical treatment outright but want to ensure you get the care you need, even if you don’t have all of the cash to pay for medical care upfront.
Now there are quick and easy online lending options available that you can use to pay for the cost of these expensive medical bills over time. If you have multiple medical bills that need to be paid, you will want to consider a personal installment loan to pay as quickly and easily as possible, consolidating your payments into one easy-to-track installment loan.
Uprova is a great way to handle unexpected medical bills with a personal installment loan. A personal medical installment loan is just a signature loan, which means it’s not secured with any form of collateral. A fixed-term personal installment loan gives a borrower the freedom to spend the cash on medical bills and additional unexpected costs that suddenly arise that are associated with those medical issues. These include things such as travel expenses, car rides, hotel stays, food, and more.
You don’t need perfect credit to get an online tribal installment loan. When you apply for an easy tribal installment loan, you’ll be asked to provide basic required information. These requirements can include being a U.S. resident who is at least 18 years old with a valid email address and phone number. You should also have an open bank account in good standing and a verifiable source of income.
Getting approved for an online installment loan is a relatively quick process and an excellent alternative to payday loans, especially with bad credit. You only have to fill out the online loan application and meet the lender’s underwriting requirements. The lender will then verify your information, and if your loan is approved and you accept the terms, you could have funds deposited into your bank account within 30 minutes, 24/7/365!
A personal installment loan with upfront terms and an easy-to-understand repayment process provides cash to pay for unexpected medical bills. If you have expensive medical bills, then apply online for an affordable online installment loan. The online application is easy and only takes a few minutes to complete, and you will receive your approval decision in minutes! Apply online and pay your medical bills today!
Uprova makes applying convenient and easy. New customers can apply right on our website. Loyal returning customers easily apply for another loan, and discounts may be available to qualified customers. You’ll know our decision moments after hitting submit. Manage your loan from the palm of your hand!
We believe getting an online tribal installment loan shouldn’t be complicated.
Uprova prides itself on offering fast, convenient, confidential, and secure financial solutions for installment loans. Uprova provides loans to people who needed help with the unexpected!