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Paying off credit card debt is a common challenge, but there are strategic steps you can take to regain control of your finances

Stretch your paycheck further by leveraging free perks

Unlocking Free Perks: A Guide to Free Goods and Services

Guide to Uncovering Free Perks While inflation may finally be cooling, prices are still rising, just at a slower rate. For example, food prices rose 2.9% between November 2022 and November 2023. Many people are looking for savings where they can find them. One way to enjoy the things you like while spending less is […]

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the speed at which you can secure a personal loan can be crucial

How Fast Are Personal Loans?

How Fast Are Personal Loans? It Depends. Ever wonder, “How fast are personal loans?” The answer is, it depends. Different lenders can provide different funding times, but in general you can expect funding in as soon as one-five business day if you use an online lender. Many lenders don’t fund loans during holidays, and some […]

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Deciding to refinance a personal loan can save money, lower monthly payments, and simplify your finances.

Should You Refinance a Personal Loan?

Can you refinance a personal loan? And is it the best option? Personal loans help individuals bridge gaps between their income and expenses or fund major life events. However, once you’ve taken out a personal loan, circumstances might change, leading you to wonder if there’s a better financial option available. Refinancing may be one of […]

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Understand personal loan rejection reasons to help you take corrective action and increase your chances of approval in the future.

5 Personal Loan Rejection Reasons Impacting Your Approval

Understanding Personal Loan Rejection Reasons Personal loans are a common source of funding used by millions of consumers. By the fourth quarter of 2022, more than 22.5 million consumers had at least one unsecured personal loan. These types of loans are popular because they can provide the necessary funds to cover various expenses, from medical […]

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A 401(k) loan is essentially borrowing money from your retirement savings.

3 Reasons to Choose a Personal Loan Over a 401(k) Loan

Whether a 401(k) loan or personal loan is the right option. If you need funding for a major life event, home improvement project, or other major expense, you might be considering borrowing from your 401(k), or retirement savings, or taking out a personal loan. While both options have their benefits and drawbacks, this article explores […]

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Paying off your personal loan early is beneficial because you can pay less in interest and be rid of the debt.

What Happens When You Pay Off a Personal Loan Early?

Personal loans are a useful financial tool that can help you manage unexpected expenses, consolidate debts, or invest in significant life events. When you get approved for a personal loan, you will agree to certain lender terms. That will include your repayment period and monthly installment payment amount. If you budget for it, you could […]

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Personal loans can be a useful financial tool when you need quick access to funds for just about any purpose

Paying Back a Personal Loan: 4 Ways to Regain Financial Stability

Personal loans can be a useful financial tool when you need quick access to funds for just about any purpose, from consolidating debt to covering emergency expenses. However, life can be unpredictable, and you may find yourself in a situation where paying back a personal loan is difficult. Personal loans accounted for $225 billion in […]

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make a significant difference in your financial well-being and boost your savings

3 Ways to Boost Your Savings This Month

Fall is here, and with it comes the opportunity to refresh your financial goals and boost your savings. Whether you overspent on summer travel or entertaining your kids while they were on break, you can turn things around starting this month. In this article, we’ll unveil strategies you might not have tried to help you […]

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If you have an irregular income, creating a budget that works for you is essential.

How to Budget When You Have a Fluctuating Income

Managing personal finances is difficult for many Americans. About 35% of Americans reported that they are in the most debt of their lives, according to a Harris Poll of 2,740 U.S. adults. The average American in 2023 carries $21,800 in personal debt. Sticking to a budget and keeping debt low can be especially challenging when […]

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moving can involve a significant financial commitment

Is a Personal Loan the Right Choice for Financing a Move?

Moving to a new place can be both an exciting and daunting experience. Whether it’s for a job opportunity, a change of scenery, or personal reasons, moving can involve a significant financial commitment. When faced with the costs of a move, many people consider financing options, including personal loans. Is financing a move with a […]

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Managing multiple financial obligations

Can You Have Multiple Personal Loans at the Same Time?

When it comes to personal finance, many people experience challenges throughout their lives. Managing multiple financial obligations can be overwhelming and difficult as income levels and expenses fluctuate. Personal loans are often used to help with various expenses like home improvements, car repairs, major purchases, and debt consolidation. Personal loans can be a valuable financial […]

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