April 24, 2023 Learn more about credit card loans and how they differ from cash advances Unexpected expenses can wreak havoc on your finances and your mental health, but they’re unfortunately very common. Whether it’s a flat tire or emergency medical bill, these types of expenses happen to everyone. When you need money in a hurry, you could […]
April 19, 2023 How to Keep Up with Your Car Loan Payments Many Americans rely on car loans to be able to drive. Car loans have been on an upward trend for the past several years. The number of car loans has grown about 29% over the past decade to about 116.43 million loans. With higher interest rates, […]
March 29, 2023 Being in debt is common, but that doesn’t make it any less stressful. If your debt is becoming overwhelming, you might be asking yourself, “Is debt consolidation for me?” When you consolidate debt, you use one loan to pay off your other debts. For example, if you have multiple credit cards, you can pay them […]
March 23, 2023 A Personal Loan Can Help Your Credit Score Credit scores are the key to borrowing money, whether it’s through a loan or credit card. If you have a poor score, it can be difficult to find a lender or get approved for a credit card. Those lenders that will approve a person with bad credit […]
March 17, 2023 While 2022 is in the rear-view mirror, one thing that isn’t is high inflation. While the U.S. economy slowed in the 4th quarter, it still grew at a 2.9% rate despite high interest rates and widespread fear of a recession. While that might seem like good news, it also means that inflation has remained higher […]
March 1, 2023 If paying off a personal loan is on your 2023 to-do list, you’re in the right place. Whether you took out a personal loan for a home repair that couldn’t wait, an emergency bill that needed to be paid ASAP, or for other unexpected expenses, you can pay it off sooner if you make some […]
February 17, 2023 If you are in the market for financing, you’ve probably come across several lending options. Things can get confusing when you’re new to borrowing, making it difficult to decide which is the right funding choice for you. One question many borrowers have is what is the difference between a prime and subprime loan? A key […]
February 8, 2023 Learn more about the personal loan approval process and how it works. A personal loan is a quick and convenient way to get money to cover a wide range of expenses from home improvements to car repairs and emergency bills. There are many personal loan lenders, but lender qualifications vary from lender to lender. Learn […]
January 14, 2023 Learn more about your credit card reward options and how they work. You have many options when it comes to credit cards, and many cards offer rewards. There are cards that offer you cash back, travel miles, or points that can be redeemed for items when you make qualified purchases. You should consider how you […]
December 5, 2022 Have you bought all your holiday gifts? Many Americans have a tight holiday budget this year thanks to high inflation and layoffs across many industries, not to mention the 63% of Americans who live paycheck to paycheck. If you haven’t completed your shopping list, we have some tips for gift-giving with a tight holiday budget. […]
October 6, 2022 Budgeting in college can be challenging. Here are some ways to save. Budgeting is difficult for most people. In fact, a little more than 55% of Americans do not use a budget to manage their income, according to a survey by The Penny Hoarder. In addition, 56% of respondents said they don’t know how much […]
July 8, 2022 How to Cope with the Rise in Child Care Costs Parents facing rising inflation are also battling another high cost: child care. About 63% of parents report child care has become more expensive this past year. Over half of parents surveyed (59%) say they are more concerned about child care costs now than they were […]
