All Blogs on: Economy

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An HSA or Health Savings Account is a powerful tool you can use to save money on healthcare.

What is a Health Savings Account (HSA)

Unlocking the Power of Your Health Savings Account (HSA) Are you tired of paying for health insurance just to end up spending hundreds of dollars on medical expenses out of pocket? A Health Savings Account, or HSA, can help relieve some of the frustration and financial strain that comes with medical bills. About one in […]

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Buy now, pay later services have changed online shopping

Should You Use a Buy Now, Pay Later Service?

Consider These Tips Before Using Buy Now, Pay Later Services. Buy now, pay later services have gained popularity because they are convenient and flexible. The ability to pay for purchases over time through layaway plans has existed for years at certain stores. Today, online retailers make it easy for consumers to select payment plans via […]

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The increasing costs of higher education are making it more challenging for people to get a degree.

Save Money on College Costs

If you have teenagers or are looking to advance in your career through education, chances are you’re planning for college costs. The soaring costs of higher education are making it more challenging for individuals to get that degree. Between 2000 and 2021, average tuition and fees have jumped by 69%. In-state tuition and fees at […]

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Embarking on a budget-friendly voyage is possible and worthwhile

Cheap Travel Tips: How to Travel for $500 or Less

Travel for Less Than $500 with These Cheap Travel Tips Do you yearn for exciting adventures and thrilling escapades, but your budget forbids it? Embarking on a budget-friendly voyage is possible and worthwhile. About 73% of people gain health benefits from a vacation. Possible health benefits associated with travel include boosting your immune system, lowering […]

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If you financed a car in the past few years, you might be able to save money by refinancing an auto loan.

When Refinancing an Auto Loan is a Good Idea

Why refinancing your auto loan could benefit you. Living expenses are on the rise in general, and that includes the cost of driving. The last few pandemic years have not been a great time for car shopping. That’s especially true if you needed to finance a car. If you financed a car in the past […]

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Getting away is not cheap. Adjust how you book and make plans to save money on travel.

5 Ways to Save Money on Travel

You’ve got the urge to travel, but getting away is certainly not cheap right now. Use these insider tips to adjust how you book and make plans to save money on travel. 1. Start checking airfare months before you plan to travel. Flights are generally more expensive if you wait to the last minute to […]

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Teaching kids about money is easier than you think. Get the tools to set your kids on the right track.

5 Tips for Teaching Kids About Money

Teaching kids about money can help them avoid major money mistakes. Personal finance isn’t a subject typically taught in school, so your kids may need your help learning about money management. Graduating school with a solid understanding of personal finance can give your kids a leg up and help them avoid major money mistakes. Here […]

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car debt is now so high, borrowers owe more than their car is worth

Car Debt is High & Causing Negative Equity

Rising Car Debt is a Problem Car prices have surged since the pandemic. As a result, many consumers are paying car payments that are more than $1,000 a month. In addition to higher car prices, the Federal Reserve has been raising interest rates in an attempt to calm inflation, driving up auto loan balances. These […]

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Consider your budget when selecting your personal loan term length

How to Choose a Personal Loan Term Length

Tips for choosing a personal loan term length. As a consumer, you have many choices when it comes to borrowing money if you have good credit. A personal loan is one of the most flexible options for borrowing. Unlike credit cards, personal loans have fixed interest rates. With auto loans or mortgages, you can only […]

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What to expect if your bank gets shut down

What Happens to Your Loan if the Bank Fails

Learn What Could Happen to Your Loan if Your Bank Fails In recent weeks, we have seen the highest-profile bank failures in the U.S. since the 2008 financial crisis. This has left many Americans worried about the state of the country’s banks and what could happen to their money and outstanding loans if their bank […]

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Purchasing a used car instead of a new one can save you money

Used Car Tips: Shop Around for Financing

Used car tips to help you save when financing. Buying a used car can be a great way to save money and stick to your budget. A used or preowned car can be much less expensive than buying a similar new model. The average used car price as of January 2023 was about $26,000. On […]

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Living paycheck to paycheck is stressful and can lead to poor financial decisions

What is Peer-to-Peer Lending?

Peer-to-peer lending is a term you might have heard of, but what is it? Peer-to-peer (P2P) lending is an alternative for borrowers who want to avoid traditional financial institutions and prefer dealing with investors who may be interested in financing their loans. Peer-to-peer lending is on the rise. The global peer-to-peer lending market is predicted […]

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