All Blogs on: Lending Options

Home equity loan or cash-out refinance? Which is the better choice? When you need funds for a major expense, you might be considering a home equity loan or cash-out refinance. As a homeowner, you have the unique benefit of being able to tap into the equity you build over time. Home equity is the value […]

Tips for choosing a personal loan term length. As a consumer, you have many choices when it comes to borrowing money if you have good credit. A personal loan is one of the most flexible options for borrowing. Unlike credit cards, personal loans have fixed interest rates. With auto loans or mortgages, you can only […]

Learn What Could Happen to Your Loan if Your Bank Fails In recent weeks, we have seen the highest-profile bank failures in the U.S. since the 2008 financial crisis. This has left many Americans worried about the state of the country’s banks and what could happen to their money and outstanding loans if their bank […]

If you’re interested in a personal loan, you have many options. There are tons of lending options from banks and credit unions to online personal loan lenders. The challenge is knowing who to give your business to, who has the best rates and terms, and which lender is right for your financial background. Choosing the […]

Used car tips to help you save when financing. Buying a used car can be a great way to save money and stick to your budget. A used or preowned car can be much less expensive than buying a similar new model. The average used car price as of January 2023 was about $26,000. On […]

Peer-to-peer lending is a term you might have heard of, but what is it? Peer-to-peer (P2P) lending is an alternative for borrowers who want to avoid traditional financial institutions and prefer dealing with investors who may be interested in financing their loans. Peer-to-peer lending is on the rise. The global peer-to-peer lending market is predicted […]

A home renovation can make your home more enjoyable to live in, may increase your home resale value, and make it easier to sell your home. Many homeowners are looking to renovate instead of selling their home since mortgage rates are still high, despite dipping recently. About 17% of homeowners are spending more on improvements […]

Learn more about credit card loans and how they differ from cash advances Unexpected expenses can wreak havoc on your finances and your mental health, but they’re unfortunately very common. Whether it’s a flat tire or emergency medical bill, these types of expenses happen to everyone. When you need money in a hurry, you could […]

How to Keep Up with Your Car Loan Payments Many Americans rely on car loans to be able to drive. Car loans have been on an upward trend for the past several years. The number of car loans has grown about 29% over the past decade to about 116.43 million loans. With higher interest rates, […]

A Personal Loan Can Help Your Credit Score Credit scores are the key to borrowing money, whether it’s through a loan or credit card. If you have a poor score, it can be difficult to find a lender or get approved for a credit card. Those lenders that will approve a person with bad credit […]

Personal loans are beneficial for many reasons. They can be used for just about any purpose, and they’re relatively easy to qualify for, as long as you find the right lender for your financial situation. If you are in need of funding, you might be considering taking out a personal loan. Here are personal loan […]

If paying off a personal loan is on your 2023 to-do list, you’re in the right place. Whether you took out a personal loan for a home repair that couldn’t wait, an emergency bill that needed to be paid ASAP, or for other unexpected expenses, you can pay it off sooner if you make some […]