Articles on: Lending Options

Take control of your financial health

Your wedding doesn’t have to put you into debt to be what you’ve dreamed of.

Simple Tips for Wedding Savings

category tagSeptember 6, 2023

Wedding Savings Tips for Your Big Day Your wedding day should be a special moment filled with love, joy, and celebration. While there’s a lot of fun to be had planning a wedding, there’s also a lot to think about, from the ceremony to the reception venue, catering and more. All those costs can add […]

Getting engaged can be one of the most exciting times in a person’s life

Should You Use a Personal Loan for an Engagement Ring?

category tagAugust 30, 2023

Consider the pros and cons of a personal loan for an engagement ring. Getting engaged is one of the most exciting times in a person’s life. There’s a lot that goes into planning an engagement, but one of the most significant aspects is selecting the engagement ring. While there are a lot more affordable options […]

Buy now, pay later services have changed online shopping

Should You Use a Buy Now, Pay Later Service?

category tagAugust 16, 2023

Consider These Tips Before Using Buy Now, Pay Later Services. Buy now, pay later services have gained popularity because they are convenient and flexible. The ability to pay for purchases over time through layaway plans has existed for years at certain stores. Today, online retailers make it easy for consumers to select payment plans via […]

Tips to deal with upside down car loans as go down, inflation rises, and new cars cost more.

How to Get Out of an Upside Down Car Loan

category tagJuly 31, 2023

Get back on track and out of your upside down car loan. Many Americans use car loans to purchase a new or used car since very few of us have enough in savings to cover the vehicle cost upfront. Around 31% of American adults say they rely on car loans to pay for a car […]

Having a small, affordable wedding that you can pay for in cash or pay off quickly is a great way to avoid getting into debt

What to Know About Wedding Personal Loan

category tagJuly 14, 2023

What to know if you are considering a wedding personal loan. Planning a wedding can be really fun but also financially draining. The average cost of a wedding in 2023 is expected to be $29,000, up from $28,000 in 2022, according to Zola. That factors in expenses like flowers, cake, catering, and more. Having a […]

Managing money with a budget

What is The Average Personal Loan Balance?

category tagJuly 10, 2023

How does your personal loan balance compare to the average? Personal loans are popular among consumers because they are flexible and relatively easy to obtain. Personal loans also tend to come with competitive interest rates and don’t require you to put down collateral. Since personal loans come with fixed rates, consumers find them easier to […]

Home equity is the value of your home minus what you still owe on your mortgage.

Home Equity Loan or Cash-Out Refinance?

category tagJune 29, 2023

Home equity loan or cash-out refinance? Which is the better choice? When you need funds for a major expense, you might be considering a home equity loan or cash-out refinance. As a homeowner, you have the unique benefit of being able to tap into the equity you build over time. Home equity is the value […]

Consider your budget when selecting your personal loan term length

How to Choose a Personal Loan Term Length

category tagJune 21, 2023

Tips for choosing a personal loan term length. As a consumer, you have many choices when it comes to borrowing money if you have good credit. A personal loan is one of the most flexible options for borrowing. Unlike credit cards, personal loans have fixed interest rates. With auto loans or mortgages, you can only […]

What to expect if your bank gets shut down

What Happens to Your Loan if the Bank Fails

category tagJune 19, 2023

Learn What Could Happen to Your Loan if Your Bank Fails In recent weeks, we have seen the highest-profile bank failures in the U.S. since the 2008 financial crisis. This has left many Americans worried about the state of the country’s banks and what could happen to their money and outstanding loans if their bank […]

Learn how to increase your personal loan approval chances.

3 Tips for Comparing Personal Loans

category tagJune 14, 2023

If you’re interested in a personal loan, you have many options. There are tons of lending options from banks and credit unions to online personal loan lenders. The challenge is knowing who to give your business to, who has the best rates and terms, and which lender is right for your financial background. Choosing the […]

Purchasing a used car instead of a new one can save you money

Used Car Tips: Shop Around for Financing

category tagJune 6, 2023

Used car tips to help you save when financing. Buying a used car can be a great way to save money and stick to your budget. A used or preowned car can be much less expensive than buying a similar new model. The average used car price as of January 2023 was about $26,000. On […]

Living paycheck to paycheck is stressful and can lead to poor financial decisions

What is Peer-to-Peer Lending?

category tagMay 30, 2023

Peer-to-peer lending is a term you might have heard of, but what is it? Peer-to-peer (P2P) lending is an alternative for borrowers who want to avoid traditional financial institutions and prefer dealing with investors who may be interested in financing their loans. Peer-to-peer lending is on the rise. The global peer-to-peer lending market is predicted […]

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