All Blogs on: Credit Card

Take control of your financial health

Practical Ways to Cut Down on Pet Expenses and Save Money

October 30, 2023

Discover Simple Ways to Reduce Pet Expenses Our furry friends bring daily joy to our lives, from greeting us when we get home to being our cuddle buddies when we need them most. Being a pet owner is rewarding, but it also comes with financial responsibilities. From pet food and grooming fees to medical care […]

How to Budget When You Have a Fluctuating Income

October 23, 2023

Managing personal finances is difficult for many Americans. About 35% of Americans reported that they are in the most debt of their lives, according to a Harris Poll of 2,740 U.S. adults. The average American in 2023 carries $21,800 in personal debt. Sticking to a budget and keeping debt low can be especially challenging when […]

Mastering the Art of Budget Dining

October 5, 2023

If you love dining out, you’ve probably noticed how much more expensive it is these days. In addition to inflation, many restaurants are adding fees to your bill. Order delivery or use a delivery app, and you’ll see multiple service charges tacked on. Many restaurants are adding surcharges onto customer bills to offset rising food […]

How Much to Spend on a Wedding Gift

September 18, 2023

Here’s how much to spend on a wedding gift this year. Weddings are joyous occasions that celebrate love, unity, and commitment. As a guest, one of the aspects of attending a wedding is choosing the perfect gift to express your well-wishes and support for the newlyweds. While gift-giving is a cherished tradition, determining the right […]

Should You Use a Personal Loan for an Engagement Ring?

August 30, 2023

Consider the pros and cons of a personal loan for an engagement ring. Getting engaged is one of the most exciting times in a person’s life. There’s a lot that goes into planning an engagement, but one of the most significant aspects is selecting the engagement ring. While there are a lot more affordable options […]

Should You Use a Buy Now, Pay Later Service?

August 16, 2023

Consider These Tips Before Using Buy Now, Pay Later Services. Buy now, pay later services have gained popularity because they are convenient and flexible. The ability to pay for purchases over time through layaway plans has existed for years at certain stores. Today, online retailers make it easy for consumers to select payment plans via […]

5 Ways to Save Money on Travel

July 19, 2023

You’ve got the urge to travel, but getting away is certainly not cheap right now. Use these insider tips to adjust how you book and make plans to save money on travel. 1. Start checking airfare months before you plan to travel. Flights are generally more expensive if you wait to the last minute to […]

5 Tips for Teaching Kids About Money

July 6, 2023

Teaching kids about money can help them avoid major money mistakes. Personal finance isn’t a subject typically taught in school, so your kids may need your help learning about money management. Graduating school with a solid understanding of personal finance can give your kids a leg up and help them avoid major money mistakes. Here […]

What Are Credit Card Loans?

April 24, 2023

Learn more about credit card loans and how they differ from cash advances Unexpected expenses can wreak havoc on your finances and your mental health, but they’re unfortunately very common. Whether it’s a flat tire or emergency medical bill, these types of expenses happen to everyone. When you need money in a hurry, you could […]

Signs You Have a Budget Problem

April 10, 2023

Look for these signs if you suspect you have a budget problem. Creating and managing a budget helps you identify where your money is going, areas where you overspend, and saving opportunities. An effective budget can help you reach a financial goal like buying a new car, putting a down payment on a home, building […]

Types of Credit Card Rewards and How They Work

January 14, 2023

Learn more about your credit card reward options and how they work. You have many options when it comes to credit cards, and many cards offer rewards. There are cards that offer you cash back, travel miles, or points that can be redeemed for items when you make qualified purchases. You should consider how you […]

Make Paying Off Holiday Debt Easier with a Personal Loan

January 6, 2023

Ways Personal Loans Can Make Paying Off Holiday Debt Simpler. Are holiday expenses making you anxious? It can be one of the most expensive times of the year, which can lead to high-interest debt. According to a study by American Express, 86% of millennials overspent on holiday gifts last year. If you can get creative […]

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