All Blogs on: Credit Card

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What Does the Average Funeral Cost?

December 13, 2022

Learn what the average funeral costs so you don’t get caught unprepared. A funeral is probably the last thing you want to financially plan for.  However, a lack of planning could leave your loved ones in a poor financial situation as funerals can cost thousands of dollars. Knowing how much the average funeral costs and […]

Tips for College Students

October 6, 2022

Budgeting in college can be challenging. Here are some ways to save. Budgeting is difficult for most people. In fact, a little more than 55% of Americans do not use a budget to manage their income, according to a survey by The Penny Hoarder. In addition, 56% of respondents said they don’t know how much […]

Will Closing Credit Cards Ruin My Credit?

June 12, 2022

Learn more about how closing credit cards impact credit scores. A credit card, like most things, is okay to use in moderation. It’s when you abuse them that they become detrimental to your financial health. Some credit card advice is obvious, like paying off your balance before the end of the month and not maxing […]

4 Times a Personal Loan Makes More Sense Than a Credit Card

March 15, 2022

Personal loan vs credit card – find out when personal loans make more sense. When it comes to major purchases, consumers typically have two choices – take out a personal loan or use a credit card. A major purchase could be anything from home repairs to buying a car to covering a medical expense. When […]

Why You’re Still Living Paycheck to Paycheck

October 15, 2021

Your income may not be the reason you’re living paycheck to paycheck. Living paycheck to paycheck is stressful and can lead to poor financial decisions, yet many people live this way despite earning a good salary. If you are one of the many Americans who lives off each paycheck and doesn’t have a savings, it’s […]

Avoid Most Common Expensive Car Mistakes

September 25, 2021

Common expensive car mistakes and how you can avoid them. Many Americans rely on a car to get them where they need to be. The average American drives an average of 12,785 miles each year, according to the Federal highway Administration. Each day, Americans drive about 25 miles and spend about an hour in their […]

How to Pay the Bills When You Are Making Minimum Wage

April 29, 2021

Ways you can pay your bills and reach financial goals while making minimum wage. Living off the minimum wage is challenging, especially if you have a one-income household. As of May 2021 the federal minimum wage is $7.25 per hour. It has not been raised in over 10 years, according to the Economy Policy Institute. […]

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