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It's possible to strike a balance between paying off your debts and securing your financial future.

How to Boost Retirement Savings While Paying Off Loans

January 22, 2024

Tips to Help Boost Retirement Savings While You Pay Off Debt Saving for retirement is crucial, yet it’s challenging for many Americans. According to U.S. Census Bureau data from 2018, about 50% of women and 47% of men between the ages of 55 and 66 have no personal retirement savings. Managing loan payments can often […]


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Could you manage your life without internet? Most of us couldn’t.

5 Strategies to Lower Internet Bills

January 16, 2024

We live in a digital age, where having an internet connection is essential for most aspects of our lives. From work and education to entertainment and communication, we rely on the internet for countless tasks. Unfortunately, consumers in the U.S. pay more for slower internet than European, Canadian, and Asian customers, according to the Open […]


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Going through your budget to find ways to save money

7 Ways to Save on Appliances

January 10, 2024

How to save on appliances Home appliances are indispensable tools that simplify our lives. From refrigerators and washing machines to ovens and air conditioners, these devices play a pivotal role in our daily routines. However, the convenience they offer often comes at a steep price. Fortunately, there are numerous ways you can save on appliances […]


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A 401(k) loan is essentially borrowing money from your retirement savings.

3 Reasons to Choose a Personal Loan Over a 401(k) Loan

January 8, 2024

Whether a 401(k) loan or personal loan is the right option. If you need funding for a major life event, home improvement project, or other major expense, you might be considering borrowing from your 401(k), or retirement savings, or taking out a personal loan. While both options have their benefits and drawbacks, this article explores […]


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Learn how to increase your personal loan approval chances.

Tips to Help You Get Personal Loan Approval

January 3, 2024

Get the funding you need. Discover tips to increase your personal loan approval chances now. Personal loans can help you reach your short-term financial goals. Whether you’re planning a dream vacation, consolidating debt, or dealing with unexpected expenses, a personal loan can provide the funds you need when you can’t use or don’t have enough […]


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celebrate the holidays by hosting a memorable gathering for family and friends
If you fall under the category of Americans who find it hard to budget, cash stuffing might be the solution you've been looking for.

What is cash stuffing?

December 22, 2023

Learn About Cash Stuffing for Budgeting. Are you looking for a new way of budgeting to reach financial goals? Many people find budgeting challenging. In fact, of Americans who have a monthly budget, 84% say they have gone over budget at some point, according to a survey. A majority of Americans, about 83%, say they […]


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, with a bit of strategic planning and creative thinking, you can navigate the gift-giving season without breaking the bank.

Holiday Gift Savings: How to Save This Year

December 20, 2023

Get Tips and Tricks for Holiday Gift Savings The holiday season is upon us, and along with the joyous festivities comes the inevitable pressure to find the perfect gifts for our loved ones. While giving gifts can fill us with joy, it’s no secret that holiday shopping can put a strain on our bank accounts. […]


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home equity loan for holiday expenses

Home Equity Loan for Holiday Expenses: Good or Bad Idea?

December 19, 2023

Is a home equity loan for holiday expenses a good idea? The holiday season can bring joy, but it can also be financially challenging. From hosting festive gatherings, to attending holiday events, gift-giving, and travel, the holidays can drain your bank account. In the quest to fund these seasonal expenses, some homeowners may consider borrowing […]


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pay off holiday debt faster with a personal loan from Uprova

Navigating Your Holiday Spending: Comparing Buy Now, Pay Later and Personal Loans

December 15, 2023

If you’re in the thick of holiday spending, you’re not alone. There are so many expenses to cover during this season, from events to gifts and more, it’s hard to make your paycheck stretch far enough. According to the Conference Board Holiday Spending Survey, “US consumers plan to spend an average of $985 on holiday-related […]


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Paying off your personal loan early is beneficial because you can pay less in interest and be rid of the debt.

What Happens When You Pay Off a Personal Loan Early?

December 11, 2023

Personal loans are a useful financial tool that can help you manage unexpected expenses, consolidate debts, or invest in significant life events. When you get approved for a personal loan, you will agree to certain lender terms. That will include your repayment period and monthly installment payment amount. If you budget for it, you could […]


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Personal loans can be a useful financial tool when you need quick access to funds for just about any purpose

Paying Back a Personal Loan: 4 Ways to Regain Financial Stability

December 6, 2023

Personal loans can be a useful financial tool when you need quick access to funds for just about any purpose, from consolidating debt to covering emergency expenses. However, life can be unpredictable, and you may find yourself in a situation where paying back a personal loan is difficult. Personal loans accounted for $225 billion in […]


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