What do credit reporting agencies do and how does it impact you? You know that having good credit is important and that there are agencies that report on your credit history, but do you know what credit reporting agencies actually do? How does what they do impact you? Learn more about credit reporting agencies and […]
Ways you can pay your bills and reach financial goals while making minimum wage. Living off the minimum wage is challenging, especially if you have a one-income household. As of May 2021 the federal minimum wage is $7.25 per hour. It has not been raised in over 10 years, according to the Economy Policy Institute. […]
Getting evicted is a terrible experience. Here are some ways to avoid it. Many people were financially impacted by COVID-19, some unable to even afford rent. The CARES Act protected renters against evictions and late fees, but that expired on July 24th 2020. Eviction laws vary from state to state, so make sure to review […]
Now that it’s becoming safer to travel again, learn how you can save and pay for travel. Many people avoided traveling last year, when coronavirus cases were increasing across the country. This was especially true of air travel. According to the Transportation Security Administration, the U.S. government screened 500 million fewer people at U.S. airport […]
Have you ever read a savings article, just to discover that none of the tips apply to you? You have no subscriptions to cancel and don’t eat out often, for example. If you are already a frugal person, but can’t seem to save, it’s probably because fixed expenses are typically the biggest bills, and it’s […]
Coming out of a year of quarantining and budgeting, many Americans are beginning to book vacations. If you are like many people, you have PTO to spare these days and are itching to put them to good use. Unfortunately, as more people begin to book trips, the cost of travel is increasing as well. Experts […]
Whether you’re facing an unexpected emergency or need help financing a major purchase, a personal loan can get you the cash you need. Traditionally, when you needed money, you would visit your local bank or credit union for a loan; while this is still an option, more and more people are turning to online lending […]
Sometimes, when you apply for a bank loan, you have to agree to put up some type of collateral. This is can be your home, your personal vehicle, your retirement accounts, or any stocks and bonds you may have. Taking out a loan with assets like these as collateral means that the lender can take […]