Personal loan vs credit card – find out when personal loans make more sense. When it comes to major purchases, consumers typically have two choices – take out a personal loan or use a credit card. A major purchase could be anything from home repairs to buying a car to covering a medical expense. When […]
Discover whether mystery shopping is right for you. There are many ways to earn money on the side to help fund expenses, cover bills, and pay off debt faster. However, some side gigs require you to own a car, purchase expensive equipment, or have a certain skillset. Mystery shopping is a good side gig because […]
Why inflation rising impacts you and how to deal with it. According to National Retail Federation Chief Economist Jack Kleinhenz, consumers should spend more money at restaurants and less on goods from the internet to do their part to help reduce inflationary costs to the economy. “What we have learned is that each successive variant […]
The New Year is a great excuse to get back on financial track. After a holiday season full of splurging on holiday events, travel, and gifts – now is a great time to adjust your budget and put more money towards your savings or emergency fund. There are many ways to lower bills and reach […]
Best Ways to Save Money on Bills in 2022 If you are living paycheck to paycheck or struggling to contribute to your savings for other reasons, you might make saving money one of your New Year’s resolutions. Building a realistic budget, cutting some unnecessary expenses, and reducing your bills can help you put money aside […]
Save money this holiday season and still enjoy it. Online shopping is expected to grow this holiday season, according to Deloitte’s annual holiday retail forecast. E-commerce holiday sales are projected to grow 11% to 15% compared to the 2020 season. Overall, Deloitte projects that holiday sales will total $1.28 to $1.3 trillion during November to […]
Consider these side gigs if you’re struggling at your full-time job. Working a full-time job can be challenging for many reasons. It can be difficult to get promoted, to get past a salary cap, to have a work-life balance, to raise children, and so on. For some, a full-time job can prevent them from doing […]
Discover the money habits of financially healthy people and turn your finances around. While there are a few very lucky people who strike it rich through things like winning the lottery or becoming famous, must financially successful people get there by spending wisely, investing well and saving. It might sound boring, but good money habits […]
Your income may not be the reason you’re living paycheck to paycheck. Living paycheck to paycheck is stressful and can lead to poor financial decisions, yet many people live this way despite earning a good salary. If you are one of the many Americans who lives off each paycheck and doesn’t have a savings, it’s […]
How to keep an emergency fund for unexpected expenses. Emergencies happen all the time. Are you prepared? Many people weren’t financially prepared for a global pandemic. Luckily, the government stepped in with financial assistance and supportive programs. In the case of a personal financial emergency, there wouldn’t be a stimulus check to help you get […]
Is a Bad Credit Loan the Best Option for You? Borrowing can be challenging for people with credit below the fair range 580 – 669. People with bad credit typically have negative marks in their credit reports like late payments or accounts that are past due or in collections. A low credit score tells a […]
Understanding debt relief and your options. Are you trying hard to pay off debt, but not making progress? If you have made real efforts to pay down your debt but can’t seem to make a dent, you may benefit from debt relief. Debt relief options are financial tools that can change the terms or the […]