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Personal loan vs credit card-find out when personal loans make more sense.

4 Times a Personal Loan Makes More Sense Than a Credit Card

March 15, 2022

Personal loan vs credit card – find out when personal loans make more sense. When it comes to major purchases, consumers typically have two choices – take out a personal loan or use a credit card. A major purchase could be anything from home repairs to buying a car to covering a medical expense. When […]

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A mystery shopper is hired to shop at a store and report back on the experience
more inflation reduces the value of the dollar

Why is inflation rising in the U.S.?

February 7, 2022

Why inflation rising impacts you and how to deal with it. According to National Retail Federation Chief Economist Jack Kleinhenz, consumers should spend more money at restaurants and less on goods from the internet to do their part to help reduce inflationary costs to the economy. “What we have learned is that each successive variant […]

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Going through your budget to find ways to save money
Saving money on bills by calculating necessary and unnecessary spending
Saving Money for the Holiday Season

4 Ways You Can Save Money This Holiday Season

November 27, 2021

Save money this holiday season and still enjoy it. Online shopping is expected to grow this holiday season, according to Deloitte’s annual holiday retail forecast. E-commerce holiday sales are projected to grow 11% to 15% compared to the 2020 season. Overall, Deloitte projects that holiday sales will total $1.28 to $1.3 trillion during November to […]

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Researching Credit Agencies and how they work.
Save cash with a tight budget

Bad Money Habits: Expenses Successful People Avoid

October 21, 2021

Discover the money habits of financially healthy people and turn your finances around. While there are a few very lucky people who strike it rich through things like winning the lottery or becoming famous, must financially successful people get there by spending wisely, investing well and saving. It might sound boring, but good money habits […]

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Living paycheck to paycheck is stressful and can lead to poor financial decisions

Why You’re Still Living Paycheck to Paycheck

October 15, 2021

Your income may not be the reason you’re living paycheck to paycheck. Living paycheck to paycheck is stressful and can lead to poor financial decisions, yet many people live this way despite earning a good salary. If you are one of the many Americans who lives off each paycheck and doesn’t have a savings, it’s […]

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Jar of money as an emergency fund so that you have savings set aside for unexpected expenses.

What Is an Emergency Fund & How to Maintain It?

October 10, 2021

How to keep an emergency fund for unexpected expenses. Emergencies happen all the time. Are you prepared? Many people weren’t financially prepared for a global pandemic. Luckily, the government stepped in with financial assistance and supportive programs. In the case of a personal financial emergency, there wouldn’t be a stimulus check to help you get […]

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Learn how to increase your personal loan approval chances.

What is a Bad Credit Loan and What Can I Expect?

October 7, 2021

Is a Bad Credit Loan the Best Option for You? Borrowing can be challenging for people with credit below the fair range 580 – 669. People with bad credit typically have negative marks in their credit reports like late payments or accounts that are past due or in collections. A low credit score tells a […]

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Debt relief options are financial tools that can change the terms or the amount of debt a person has.

What is Debt Relief and Is it the Best Option for You?

October 4, 2021

Understanding debt relief and your options. Are you trying hard to pay off debt, but not making progress? If you have made real efforts to pay down your debt but can’t seem to make a dent, you may benefit from debt relief. Debt relief options are financial tools that can change the terms or the […]

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