Uprova Credit Education

A roadmap to a healthy financial future

Uprova Bar
Don’t let the pressure of gift-giving get you into high-interest debt.

How to Shop on a Tight Holiday Budget

December 5, 2022

Have you bought all your holiday gifts? Many Americans have a tight holiday budget this year thanks to high inflation and layoffs across many industries, not to mention the 63% of Americans who live paycheck to paycheck. If you haven’t completed your shopping list, we have some tips for gift-giving with a tight holiday budget. […]


View Full Article
The next recession could be on its way. Learn what to expect and how to prepare.

What Could We Expect from the Next Recession?

November 21, 2022

With all the recent talk of a recession looming, learn what you can expect. There are signs that the next recession will hit next year, according to economic forecasters. Moody’s Analytics’ chief economist Mark Zandi cautions that a recession may be on the horizon. Goldman Sachs CEO David Solomon also told Reuters there is a […]


View Full Article
these inflation tips to help you save money
, budgeting in college can be extra challenging
Companies use shrinkflation as a useful way to ensure revenue
buying tickets to a sporting event, concert, or other performance

Things to Know and How to Save Money on StubHub Tickets

September 2, 2022

Whether it’s a popular music artist or Disney On Ice, experiences can provide once-in-a-lifetime memories you and your family will have forever. That could be why 76% of all consumers would rather spend their money on experiences than on material things. If you are planning on buying tickets to a sporting event, concert, or other […]


View Full Article
Apartment Flooded

What To Do When Your Apartment Floods

August 9, 2022

Here’s what to do if your apartment floods. Your apartment floods, and it’s a nightmare. What you do next can impact how well you recover both emotionally and financially. Floods are the most common and costly natural disaster in the United States, according to The Federal Emergency Management Agency (FEMA). Flooding has cost Americans more […]


View Full Article

Inflation: Where Consumers Plan to Cut Spending

July 30, 2022

Inflation: Where Consumers Plan to Cut Spending If you’re living paycheck to paycheck, inflation has probably made life even more challenging for you. With the Consumer Price Index jumping 8.6% year over year in May, money is even tighter for many families. This is the fastest rate of increase in four decades. If you’re starting […]


View Full Article
Childcare costs are inflating as availability decreases.
Calculating Debt Consolidation vs Debt Settlement on finances

Debt Consolidation vs Debt Settlement

June 29, 2022

Is Debt Consolidation or Debt Settlement Right for Me? There are benefits and drawbacks to both options. You’re tired of feeling anxious about your debt. You want to feel financially free again and out from under the burden of high-interest debt. There are multiple debt payoff strategies, but two common options are debt consolidation and […]


View Full Article
Living paycheck to paycheck is stressful and can lead to poor financial decisions

Will Closing Credit Cards Ruin My Credit?

June 12, 2022

Learn more about how closing credit cards impact credit scores. A credit card, like most things, is okay to use in moderation. It’s when you abuse them that they become detrimental to your financial health. Some credit card advice is obvious, like paying off your balance before the end of the month and not maxing […]


View Full Article
Women accumulating Student Loan Debt

Women and Student Loan Debt, Why the Numbers are Concerning

May 30, 2022

Why student loan debt for women is concerning. Many people dream of attending college. There’s also a direct connection between attending college and earning a higher salary. However, for millions of Americans, college is only affordable with the help of student loans, which can be challenging to pay off. There were 45 million borrowers with […]


View Full Article