Uprova® Financial Education

A roadmap to a healthy financial future

Getting engaged can be one of the most exciting times in a person’s life

Should You Use a Personal Loan for an Engagement Ring?

Consider the pros and cons of a personal loan for an engagement ring. Getting engaged is one of the most exciting times in a person’s life. There’s a lot that goes into planning an engagement, but one of the most significant aspects is selecting the engagement ring. While there are a lot more affordable options […]

Inflation is still higher than the Federal Reserve’s target, but it could still mean that the Fed will pause interest rate hikes.

Annual Inflation is Down – What it Means for Personal Loan Borrowers

Inflation has been a problem for the U.S. since the middle of 2021 and peaked in June 2022 at 9.1%. Thankfully, this June’s reading was That is still higher than the Federal Reserve’s target of 2%, but could mean that the Fed will pause interest rate hikes, which would be good news for personal loan […]

An HSA or Health Savings Account is a powerful tool you can use to save money on healthcare.

What is a Health Savings Account (HSA)

Unlocking the Power of Your Health Savings Account (HSA) Are you tired of paying for health insurance just to end up spending hundreds of dollars on medical expenses out of pocket? A Health Savings Account, or HSA, can help relieve some of the frustration and financial strain that comes with medical bills. About one in […]

Buy now, pay later services have changed online shopping

Should You Use a Buy Now, Pay Later Service?

Consider These Tips Before Using Buy Now, Pay Later Services. Buy now, pay later services have gained popularity because they are convenient and flexible. The ability to pay for purchases over time through layaway plans has existed for years at certain stores. Today, online retailers make it easy for consumers to select payment plans via […]

The increasing costs of higher education are making it more challenging for people to get a degree.

Save Money on College Costs

If you have teenagers or are looking to advance in your career through education, chances are you’re planning for college costs. The soaring costs of higher education are making it more challenging for individuals to get that degree. Between 2000 and 2021, average tuition and fees have jumped by 69%. In-state tuition and fees at […]

Embarking on a budget-friendly voyage is possible and worthwhile

Cheap Travel Tips: How to Travel for $500 or Less

Travel for Less Than $500 with These Cheap Travel Tips Do you yearn for exciting adventures and thrilling escapades, but your budget forbids it? Embarking on a budget-friendly voyage is possible and worthwhile. About 73% of people gain health benefits from a vacation. Possible health benefits associated with travel include boosting your immune system, lowering […]

When you have extra cash, you should pay off a personal loan early

Should You Pay Off a Personal Loan Early or Save Money

Learn when to pay off a personal loan and when to save. If you’ve ever borrowed money before, you know it’s beneficial to pay off your debt as quickly as possible. You’ll spend less on interest and make room in your budget. When it comes to managing personal finances, striking the right balance between paying […]

Tips to deal with upside down car loans as go down, inflation rises, and new cars cost more.

How to Get Out of an Upside Down Car Loan

Get back on track and out of your upside down car loan. Many Americans use car loans to purchase a new or used car since very few of us have enough in savings to cover the vehicle cost upfront. Around 31% of American adults say they rely on car loans to pay for a car […]

If you financed a car in the past few years, you might be able to save money by refinancing an auto loan.

When Refinancing an Auto Loan is a Good Idea

Why refinancing your auto loan could benefit you. Living expenses are on the rise in general, and that includes the cost of driving. The last few pandemic years have not been a great time for car shopping. That’s especially true if you needed to finance a car. If you financed a car in the past […]

Check your credit score before you start applying for personal loans.

How to Get the Best Personal Loan Rate

3 ways you can get the best personal loan rate. Like a credit card, you can use a personal loan to cover almost any purchase. Whether you’re looking to upgrade your kitchen appliances, repair your home, or cover moving expenses, a personal loan can help. Unlike credit cards that come with variable interest rates, personal […]

Getting away is not cheap. Adjust how you book and make plans to save money on travel.

5 Ways to Save Money on Travel

You’ve got the urge to travel, but getting away is certainly not cheap right now. Use these insider tips to adjust how you book and make plans to save money on travel. 1. Start checking airfare months before you plan to travel. Flights are generally more expensive if you wait to the last minute to […]

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